The Capricornian
Business Access Account
An everyday business assess account for everyday transactions.
Savings & transaction accountsBank updated 7 Sept 2026
At a glance
- Base rate
- 0.00%
- Monthly fee
- $10
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | — | 0.00% | — | paid every 1 mo; Must have a registered business in order to own this business account product. |
§ 02 — Fees · 8
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| BPAY - Branch and Contact Centre processed. | Payment | $3 | — | — |
| EFTPOS Including declined transactions | Payment | $0.70 | — | — |
| Account Service Fee | Periodic | $10 | Every 1 mo | Account Service Fee Exemption Business |
| Card Fee | Periodic | $6 | Every 3 mo | — |
| Cheque Deposits | Transaction | $0.30 | — | — |
| External Funds Transfer - Branch and Contact Centre processed. | Transaction | $3 | — | — |
| Foreign Currency Conversion Fees | Transaction | 0.00% of transaction | — | Foreign Currency will be converted to Australian currency at the wholesale market rate by VISA. |
| Visa Debit Cash Advance | Withdrawal | $0.70 | — | Where credit option is selected for cash/cash and purchase transaction |
§ 03 — Features
Instant paymentsPayIDDigital bankingOverdraftApple PayGoogle Pay
- · Account sweep available Our sweep service automatically transfers funds from certain savings accounts to cover most transactions which would otherwise exceed your transaction account's available bala…
§ 04 — Eligibility & limits
- · Residency: Individuals must be citizens or permanent residents of Australia
- · You will need to become a member of the Credit Union before we can issue The Capricornian Account and Access Facility to you
§ 05 — Compare
§ 06 — Run the numbers
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Published by The Capricornian under the Consumer Data Right, last changed by them on 7 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.