The CapricornianBusiness Access Account
An everyday business assess account for everyday transactions.
Savings & transaction accountsBank updated 7 Sept 2026
At a glance
- Base rate
- 0.00%
- Monthly fee
- $10
Rates
The one rate The Capricornian publishes for this account.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | - | 0.00% | - | paid every 1 mo; Must have a registered business in order to own this business account product. |
Fees
8 fees published, grouped by when they're charged.
While you hold it2
- Account Service Fee
Account Service Fee Exemption Business
$10 a month - Card Fee$6 every 3 months
When you make a transaction6
- BPAY - Branch and Contact Centre processed.$3
- EFTPOS Including declined transactions$0.70
- Cheque Deposits$0.30
- External Funds Transfer - Branch and Contact Centre processed.$3
- Foreign Currency Conversion Fees
Foreign Currency will be converted to Australian currency at the wholesale market rate by VISA.
0.00% of transaction - Visa Debit Cash Advance
Where credit option is selected for cash/cash and purchase transaction
$0.70
Features
Instant paymentsPayIDDigital bankingOverdraftApple PayGoogle Pay
- Account sweep available Our sweep service automatically transfers funds from certain savings accounts to cover most transactions which would otherwise exceed your transaction account's available bala…
Eligibility and limits
- Residency: Individuals must be citizens or permanent residents of Australia
- You will need to become a member of the Credit Union before we can issue The Capricornian Account and Access Facility to you
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Published by The Capricornian under the Consumer Data Right, last changed by them on 7 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.