The CapricornianiSaver
An internet-based savings account to help reach your saving goals faster. This online account provides anytime access and rewards you with interest. As an added bonus, the iSaver can be used as an offset account for eligible home loan products to help reduce the monthly interest on your loan.
At a glance
- Base rate
- 0.00%
Rates
Every rate The Capricornian publishes for this account, 3 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $5,000 | 0.00% | - | paid every 1 mo; Account to be operated online in order to avoid transaction fees. |
| Variable | - | - | $5,000–$50,000 | 0.45% | - | paid every 1 mo; Account to be operated online in order to avoid transaction fees. |
| Variable | - | - | $50,000+ | 0.60% | - | paid every 1 mo; Account to be operated online in order to avoid transaction fees. |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 9 Oct 2026 | Variable, $5,000–$50,000 | 0.35% | 0.45% | up 0.10 |
| 9 Oct 2026 | Variable, $50,000+ | 0.50% | 0.60% | up 0.10 |
Each change is logged the night it appears in the rates The Capricornian publishes. See how every lender answered the RBA on the rate tracker.
Fees
3 fees published, grouped by when they're charged.
When you make a transaction3
- BPAY$1
- Direct Debits$1
- External Funds Transfer$1
Features
- Account sweep available Our sweep service automatically transfers funds from certain savings accounts to cover most transactions which would otherwise exceed your transaction account's available bala…
Eligibility and limits
- Residency: Individuals must be citizens or permanent residents of Australia
- You will need to become a member of the Credit Union before we can issue The Capricornian Account and Access Facility to you
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Published by The Capricornian under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.