The Capricornian
iSaver
An internet-based savings account to help reach your saving goals faster. This online account provides anytime access and rewards you with interest. As an added bonus, the iSaver can be used as an offset account for eligible home loan products to help reduce the monthly interest on your loan.
Savings & transaction accountsBank updated 24 July 2026
At a glance
- Base rate
- 0.00%
§ 01 — Rates · 3
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | up to $5,000 | 0.00% | — | paid every 1 mo; Account to be operated online in order to avoid transaction fees. |
| Variable | — | — | $5,000–$50,000 | 0.35% | — | paid every 1 mo; Account to be operated online in order to avoid transaction fees. |
| Variable | — | — | $50,000+ | 0.50% | — | paid every 1 mo; Account to be operated online in order to avoid transaction fees. |
§ 02 — Fees · 3
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| BPAY | Transaction | $1 | — | — |
| Direct Debits | Transaction | $1 | — | — |
| External Funds Transfer | Transaction | $1 | — | — |
§ 03 — Features
Offset accountInstant paymentsPayIDDigital banking
- · Account sweep available Our sweep service automatically transfers funds from certain savings accounts to cover most transactions which would otherwise exceed your transaction account's available bala…
§ 04 — Eligibility & limits
- · Residency: Individuals must be citizens or permanent residents of Australia
- · You will need to become a member of the Credit Union before we can issue The Capricornian Account and Access Facility to you
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by The Capricornian under the Consumer Data Right, last changed by them on 24 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.