The Finance Algorithm
At a glance
Base rate
0.02%
§ 01 — Rates · 3
TypeApplies toTermBandRateComparisonConditions
Variable——up to $4,9990.02%—paid every 1 mo
Variable——$4,999–$50,0001.50%—paid every 1 mo
Variable——$50,000+2.00%—paid every 1 mo
§ 03 — Features
Instant paymentsPayIDDigital bankingApple Pay Samsung Pay Google Pay
§ 04 — Eligibility & limits
  • · Minimum age 65
  • · Available to individuals
§ 05 — Compare
All savings & transaction accounts →Other The Mac savings & transaction accountsEverything The Mac publishes
§ 06 — Run the numbers

Put this product through a calculator

Savings goal

How long a target takes at a given rate and deposit.

Compound interest

What a balance grows to with monthly interest.

Published by The Mac under the Consumer Data Right, last changed by them on 2 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.