The Finance Algorithm
At a glance
Base rate
0.02%
§ 01 — Rates · 4
TypeApplies toTermBandRateComparisonConditions
Variableup to $10,0003.50%paid every 1 mo
Variable$10,000–$20,0000.02%paid every 1 mo
Variable$20,000–$50,0000.04%paid every 1 mo
Variable$50,000+0.07%paid every 1 mo
§ 02 — Fees · 3
FeeTypeAmountWhenNotes
PAPER_STATEMENT_FEEEvent$2
STAFF_ASSISTED_TRANSACTIONUpfront$5
EXCESS_ATM/EFT_FEEWithdrawal$1.50
§ 03 — Features

None published.

§ 04 — Eligibility & limits
  • · Maximum age 17
  • · Available to individuals

Published by TMCU under the Consumer Data Right, last changed by them on 5 June 2025. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.