The Finance Algorithm
At a glance
Pricing
Rates on application
§ 03 — Features
Instant paymentsPayIDDigital bankingFraud protectionUnlimited transactionsApple Pay, Google Pay, Samsung Pay and Garmin Pay.
§ 04 — Eligibility & limits
  • · Minimum age 16
  • · Residency: an Australian citizen or permanent resident with an Australian residential address
  • · Available to individuals
§ 05 — Compare
All savings & transaction accounts →Other UBank savings & transaction accountsEverything UBank publishes
§ 06 — Run the numbers

Put this product through a calculator

Savings goal

How long a target takes at a given rate and deposit.

Compound interest

What a balance grows to with monthly interest.

Published by UBank under the Consumer Data Right, last changed by them on 13 Nov 2025. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.