UniBankEdvest Cash Management account
Exclusive to Edvest members, our higher interest rates make your money work harder for you.
At a glance
- Base rate
- 1.25%
Rates
Every rate UniBank publishes for this account, 6 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | up to $2,000 | 1.25% | - | paid every 1 mo |
| Variable | - | - | $10,000–$20,000 | 1.25% | - | paid every 1 mo |
| Variable | - | - | $2,000–$5,000 | 1.25% | - | paid every 1 mo |
| Variable | - | - | $20,000–$50,000 | 1.25% | - | paid every 1 mo |
| Variable | - | - | $5,000–$10,000 | 1.25% | - | paid every 1 mo |
| Variable | - | - | $50,000+ | 1.25% | - | paid every 1 mo |
Rate changes
6 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 2 Oct 2026 | Variable, $10,000–$20,000 | 1.00% | 1.25% | up 0.25 |
| 2 Oct 2026 | Variable, $20,000–$50,000 | 1.00% | 1.25% | up 0.25 |
| 2 Oct 2026 | Variable, $5,000–$10,000 | 1.00% | 1.25% | up 0.25 |
| 2 Oct 2026 | Variable, $50,000+ | 1.00% | 1.25% | up 0.25 |
| 1 Oct 2026 | Variable, up to $2,000 | 1.00% | 1.25% | up 0.25 |
| 1 Oct 2026 | Variable, $2,000–$5,000 | 1.00% | 1.25% | up 0.25 |
Each change is logged the night it appears in the rates UniBank publishes. See how every lender answered the RBA on the rate tracker.
Fees
One fee published, grouped by when they're charged.
While you hold it1
- EDVEST_MEMBERSHIP
An annual charge debited from the Everyday Direct account on each Edvest membership in January and on a pro-rata basis for new Edvest members.
$30 a year
Features
- Higher interest rate for balances $2,000 and over.
- No minimum balance.
Eligibility and limits
- Residency: Individuals must be citizens or permanent residents of Australia.
- This product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying account with us.
- You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or family members of members (i.e. shareholders…
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Published by UniBank under the Consumer Data Right, last changed by them on 1 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.