UniBank
Starter Saver account
Starter Saver Account is a high interest savings account for Under 30 year olds that rewards savings.
Savings & transaction accountsBank updated 7 July 2026
At a glance
- Base rate
- 4.25%
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableThe product pays members a higher rate of interest on balances up to $20,000.00, with a stepped down rate for balances $20,000.01 and over. Members have funds available at call, with flexibility to a… | — | — | up to $50,000 | 5.25% | — | paid every 1 mo |
| VariableThe product pays members a higher rate of interest on balances up to $20,000.00, with a stepped down rate for balances $20,000.01 and over. Members have funds available at call, with flexibility to a… | — | — | $50,000+ | 4.25% | — | paid every 1 mo |
§ 03 — Features
Instant paymentsPayIDDigital bankingUnlimited transactions
- · The product pays members a higher rate of interest on balances up to $50,000.00, with a stepped down rate for balances $50,000.01 and over. Members have funds available at call, with flexibility to a…
§ 04 — Eligibility & limits
- · Maximum age 29
- · Residency: Individuals must be citizens or permanent residents of Australia.
- · You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or family members of members (i.e. shareholders…
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by UniBank under the Consumer Data Right, last changed by them on 7 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.