UniBankStarter Saver account
Starter Saver Account is a high interest savings account for Under 30 year olds that rewards savings.
Savings & transaction accountsBank updated 1 Oct 2026
At a glance
- Base rate
- 4.50%
Rates
Every rate UniBank publishes for this account, 2 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableThe product pays members a higher rate of interest on balances up to $20,000.00, with a stepped down rate for balances $20,000.01 and over. Members have funds available at call, with flexibility to a… | - | - | up to $50,000 | 5.50% | - | paid every 1 mo |
| VariableThe product pays members a higher rate of interest on balances up to $20,000.00, with a stepped down rate for balances $20,000.01 and over. Members have funds available at call, with flexibility to a… | - | - | $50,000+ | 4.50% | - | paid every 1 mo |
Rate changes
2 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 1 Oct 2026 | Variable, up to $50,000 | 5.25% | 5.50% | up 0.25 |
| 1 Oct 2026 | Variable, $50,000+ | 4.25% | 4.50% | up 0.25 |
Each change is logged the night it appears in the rates UniBank publishes. See how every lender answered the RBA on the rate tracker.
Features
Instant paymentsPayIDDigital bankingUnlimited transactions
- The product pays members a higher rate of interest on balances up to $50,000.00, with a stepped down rate for balances $50,000.01 and over. Members have funds available at call, with flexibility to a…
Eligibility and limits
- Maximum age 29
- Residency: Individuals must be citizens or permanent residents of Australia.
- You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or family members of members (i.e. shareholders…
Compare it with others
Put this product through a calculator
Published by UniBank under the Consumer Data Right, last changed by them on 1 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.