Virgin Money AustraliaVirgin Money Go Account
Bank like never before with a Virgin Money transaction account. Earn Virgin Money Points for how you spend and budget - with epic rewards all the way.
At a glance
- Pricing
- Rates on application
- Monthly fee
- $0
Fees
19 fees published, grouped by when they're charged.
While you hold it3
- Monthly Account Keeping
There are no monthly account keeping fees with our Virgin Money Deposit Accounts.
No fee - Paper Statement - Domestic
Charged for each paper statement that is required to be posted to an address in Australia.
$3 a month - Paper Statement - International
Charged for each paper statement that is required to be posted to an International Address.
$5 a month
When you make a transaction5
- Cash and Cheque Deposit
Charged for each cheque or cash deposit that is made into your account.
$5 - BPAY,Pay Someone, Card Transactions
There is no fee charged by Virgin Money for performing a BPAY Payment, Pay Anyone or making a card transaction. Merchants may charge fee in respect of card transactions which should be advised to you…
No fee - Currency Conversion
Fee charged for any International Transaction which includes: any transaction made in a foreign currency; or when any transaction is processed outside of Australia (in Australian dollars or a foreign…
2.50% of transaction - Domestic ATM Withdrawal
We don't charge a fee to withdraw cash, however a fee may be charged by the ATM Operator and should be displayed on the screen before proceeding with the withdrawal. Most major bank ATMs do not charg…
No fee - Internation ATM Withdrawal
Charged when a withdrawal is performed at an ATM outside of Australia. A fee may also be charged by the ATM owner and should be displayed on the screen before proceeding with the withdrawal.
$5
If a payment is late or fails2
- Cheque Dishonour
Charged for each Cheque deposit that is dishonoured on the same day that the dishonour takes place.
$10 - Direct Debit Dishonour
Charged for each direct debit that is dishonoured on the same day that the dishonour takes place.
No fee
When particular things happen8
- International Balance Enquiry
Charged when a balance enquiry is performed at an ATM outside of Australia. A fee may also be charged by the ATM and should be displayed on the screen before proceeding with the withdrawal.
$2 - Manual Statement
Charged when you request a manual statement to be generated and emailed to you. All statements are available on the Virgin Money App and can be accessed for closed accounts.
$10 - Bank Cheque
Charged for each bank cheque that is produced and posted to an Australian address.
$10 - Electronic Transaction Error Correction Fee
Charged when the bank is requested by you or the recipient Financial Institution or Biller, to correct an error you have made with a BPAY payment, using the 'Pay Someone' functionality, or NPP transa…
$30 - Failed Transaction Dispute
Charged when a transaction dispute is unsuccessful.
$15 - Trace
Charged for each request to perform a trace on any transaction type.
$20 - Domestic Emergency Card Replacement
Charged when we courier a card to you within Australia.
$15 - International Emergency Card Replacement
Charged when we courier a card to you internationally.
$75
Other fees1
- Unclaimed Monies
Charged when the unclaimed monies process starts which is after 7 years of inactivity.
$30
Features
- Your everyday Virgin Money Go Account comes perfectly paired with our high interest Virgin Money Boost Saver.
- Easily track your spending and understand your money habits
Eligibility and limits
- Minimum age 14
- Residency: Australian resident
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Published by Virgin Money under the Consumer Data Right, last changed by them on 10 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.