Virgin Money Australia
Virgin Money Go Account
Bank like never before with a Virgin Money transaction account. Earn Virgin Money Points for how you spend and budget - with epic rewards all the way.
Savings & transaction accountsBank updated 10 Aug 2026
At a glance
- Pricing
- Rates on application
- Monthly fee
- $8
§ 02 — Fees · 19
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Cash and Cheque Deposit | Deposit | $5 | — | Charged for each cheque or cash deposit that is made into your account. |
| Cheque Dishonour | Dishonour | $10 | — | Charged for each Cheque deposit that is dishonoured on the same day that the dishonour takes place. |
| Direct Debit Dishonour | Dishonour | No fee | — | Charged for each direct debit that is dishonoured on the same day that the dishonour takes place. |
| International Balance Enquiry | Enquiry | $2 | — | Charged when a balance enquiry is performed at an ATM outside of Australia. A fee may also be charged by the ATM and should be displayed on the screen before proceeding with the withdrawal. |
| Manual Statement | Enquiry | $10 | — | Charged when you request a manual statement to be generated and emailed to you. All statements are available on the Virgin Money App and can be accessed for closed accounts. |
| Bank Cheque | Event | $10 | — | Charged for each bank cheque that is produced and posted to an Australian address. |
| Electronic Transaction Error Correction Fee | Event | $30 | — | Charged when the bank is requested by you or the recipient Financial Institution or Biller, to correct an error you have made with a BPAY payment, using the 'Pay Someone' functionality, or NPP transa… |
| Failed Transaction Dispute | Event | $15 | — | Charged when a transaction dispute is unsuccessful. |
| Trace | Event | $20 | — | Charged for each request to perform a trace on any transaction type. |
| Unclaimed Monies | Other | $30 | — | Charged when the unclaimed monies process starts which is after 7 years of inactivity. |
| BPAY,Pay Someone, Card Transactions | Payment | No fee | — | There is no fee charged by Virgin Money for performing a BPAY Payment, Pay Anyone or making a card transaction. Merchants may charge fee in respect of card transactions which should be advised to you… |
| Monthly Account Keeping | Periodic | No fee | Every 1 mo | There are no monthly account keeping fees with our Virgin Money Deposit Accounts. |
| Paper Statement - Domestic | Periodic | $3 | Every 1 mo | Charged for each paper statement that is required to be posted to an address in Australia. |
| Paper Statement - International | Periodic | $5 | Every 1 mo | Charged for each paper statement that is required to be posted to an International Address. |
| Domestic Emergency Card Replacement | Replacement | $15 | — | Charged when we courier a card to you within Australia. |
| International Emergency Card Replacement | Replacement | $75 | — | Charged when we courier a card to you internationally. |
| Currency Conversion | Transaction | 2.50% of transaction | — | Fee charged for any International Transaction which includes: any transaction made in a foreign currency; or when any transaction is processed outside of Australia (in Australian dollars or a foreign… |
| Domestic ATM Withdrawal | Withdrawal | No fee | — | We don't charge a fee to withdraw cash, however a fee may be charged by the ATM Operator and should be displayed on the screen before proceeding with the withdrawal. Most major bank ATMs do not charg… |
| Internation ATM Withdrawal | Withdrawal | $5 | — | Charged when a withdrawal is performed at an ATM outside of Australia. A fee may also be charged by the ATM owner and should be displayed on the screen before proceeding with the withdrawal. |
§ 03 — Features
Instant paymentsPayIDUnlimited transactionsSamsung PayGoogle PayApple PayVirgin Money Rewards
- · Your everyday Virgin Money Go Account comes perfectly paired with our high interest Virgin Money Boost Saver.
- · Easily track your spending and understand your money habits
§ 04 — Eligibility & limits
- · Minimum age 14
- · Residency: Australian resident
§ 05 — Compare
§ 06 — Run the numbers
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Published by Virgin Money under the Consumer Data Right, last changed by them on 10 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.