Business One - Negotiator Plan
An integrated business product designed to meet all your cash flow requirements. The negotiator plan has certain qualifying criteria and is only available to relationship managed customers.
At a glance
- Pricing
- Rates on application
- Monthly fee
- $0

Fees
13 fees published, grouped by when they're charged.
While you hold it1
- Account Keeping Fee
There is no Monthly Plan Fee for this product.
No fee
When you make a transaction10
- Cheques Collected / Deposited
Price on application
Varies - Self-Service (Electronic) Deposits
Price on application
Varies - Staff-Assisted Deposit
Price on application
Varies - Periodical Payments
Price on application
Varies - Cheques Written
Price on application
Varies - Foreign Transaction Fee - AU merchant
2.2% of the $AUD transaction amount where a transaction is made in foreign currency and the merchant or financial institution accepting the card is located in Australia (comprising of 2% Westpac Proc…
2.20% of transaction - Foreign Transaction Fee - non-AU merchant
3% of the $AUD transaction amount where a transaction is made in foreign currency and the merchant or financial institution accepting the card is located outside Australia (comprising of 2% Westpac P…
3.00% of transaction - Overseas Withdrawal Fee$5
- Self-Service (Electronic) Withdrawals
Price on application
Varies - Staff-Assisted Withdrawal
Price on application
Varies
When particular things happen2
- Group Telephone Banking
Nil for cash withdrawals from ATMs belonging to institutions in the Global ATM Alliance.
No fee - Online BankingNo fee
Features
- Interest rates are available on application.
- Following fees to be known on application (Transaction Fees when charge per transaction when the number of free transactions per month is exceeded): Cheques Written, Cheques Collected, Staff-assisted…
- Interest paid on monthly basis.
- With PayTo, you can see, review and authorise all new PayTo payments for things such as recurring bills, memberships and subscriptions before the money leaves your account.
- Your company will get a regular statements of the account
- Your company/business can make Periodical Payments from this account
- Cheque book access is not available for new accounts opened on or after 19 May 2025. For accounts opened before 19 May 2025, customers can order a cheque book by calling us.
- Account enquiries are always free when you use Online Banking.
Eligibility and limits
- Minimum age 18
- Business Customers only who are relationship managed.
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Published by Westpac under the Consumer Data Right, last changed by them on 28 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.