Westpac
Business One - Negotiator Plan
An integrated business product designed to meet all your cash flow requirements. The negotiator plan has certain qualifying criteria and is only available to relationship managed customers.
Savings & transaction accountsBank updated 3 Sept 2026
At a glance
- Pricing
- Rates on application
- Monthly fee
- $0
§ 02 — Fees · 13
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Self-Service (Electronic) Deposits | Deposit | Varies | — | Price on application |
| Staff-Assisted Deposit | Deposit | Varies | — | Price on application |
| Account Keeping Fee | Periodic | No fee | Every 1 mo | There is no Monthly Plan Fee for this product. |
| Cheques Collected / Deposited | Transaction | Varies | — | Price on application |
| Cheques Written | Transaction | Varies | — | Price on application |
| Foreign Transaction Fee - AU merchant | Transaction | 2.20% of transaction | — | 2.2% of the $AUD transaction amount where a transaction is made in foreign currency and the merchant or financial institution accepting the card is located in Australia (comprising of 2% Westpac Proc… |
| Foreign Transaction Fee - non-AU merchant | Transaction | 3.00% of transaction | — | 3% of the $AUD transaction amount where a transaction is made in foreign currency and the merchant or financial institution accepting the card is located outside Australia (comprising of 2% Westpac P… |
| Group Telephone Banking | Transaction | No fee | — | Nil for cash withdrawals from ATMs belonging to institutions in the Global ATM Alliance. |
| Online Banking | Transaction | No fee | — | — |
| Periodical Payments | Transaction | Varies | — | Price on application |
| Overseas Withdrawal Fee | Withdrawal | $5 | — | — |
| Self-Service (Electronic) Withdrawals | Withdrawal | Varies | — | Price on application |
| Staff-Assisted Withdrawal | Withdrawal | Varies | — | Price on application |
§ 03 — Features
Digital bankingFraud protectionRelationship managerOverdraft
- · Interest Rates Availability: Interest rates are available on application.
- · Following fees to be known on application(Transaction Fees when charge per transaction when the number of free transactions per month is exceeded) : Cheques Written, Cheques Collected, Staff-assisted…
- · Interest paid on monthly basis.
- · With PayTo, you can see, review and authorise all new PayTo payments for things such as recurring bills, memberships and subscriptions before the money leaves your account.
- · Your company will get a regular statements of the account
- · Your company/business can make Periodical Payments from this account
- · Cheque access is available , customer must be over 18 years of age
- · Account enquiries are always free when you use Online Banking.
§ 04 — Eligibility & limits
- · Business Customers only who are relationship managed.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Westpac under the Consumer Data Right, last changed by them on 3 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.