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Community Solutions One

Not-for-profit transaction account. Choose Community Solutions One, our no-fees bank account for charities and other not-for-profits.

Savings & transaction accountsBank updated 28 Oct 2026
Product page ↗Fees and pricing ↗Terms ↗

At a glance

Base rate
0.00%
Monthly fee
$0
Westpac Business Debit

Rates

Every rate Westpac publishes for this account, 7 in all.

TypeApplies toTermBandRateComparisonConditions
PenaltyThe Unarranged Lending Rate (ULR) is a debit interest rate charged to a transaction account if it becomes overdrawn without arrangement. It will be calculated daily on the debit balance (and deducted…---15.01%-Currently not applicable
Variable--up to $4,9990.00%-paid every 1 mo; Currently not applicable
Variable--$10,000–$19,9990.00%-paid every 1 mo; Currently not applicable
Variable--$100,000+0.00%-paid every 1 mo; Currently not applicable
Variable--$20,000–$49,9990.00%-paid every 1 mo; Currently not applicable
Variable--$5,000–$9,9990.00%-paid every 1 mo; Currently not applicable
Variable--$50,000–$99,9990.00%-paid every 1 mo; Currently not applicable

Fees

14 fees published, grouped by when they're charged.

While you hold it1

  • Account Keeping Fee
    No fee

When you make a transaction10

  • Cheques Collected / Deposited

    Applicable after free monthly transactions are exceeded.

    No fee
  • Self-Service (Electronic) Deposits
    No fee
  • Staff-Assisted Deposit
    No fee
  • Periodical Payments
    No fee
  • Cheques Written
    No fee
  • Foreign Transaction Fee - AU merchant

    2.2% of the $AUD transaction amount where a transaction is made in foreign currency and the merchant or financial institution accepting the card is located in Australia (comprising of 2% Westpac Proc…

    2.20% of transaction
  • Foreign Transaction Fee - non-AU merchant

    3% of the $AUD transaction amount where a transaction is made in foreign currency and the merchant or financial institution accepting the card is located outside Australia (comprising of 2% Westpac P…

    3.00% of transaction
  • Overseas Withdrawal Fee

    Overseas Withdrawal fee from ATMs belonging to institutions in the Global ATM Alliance (An overseas bank surcharge may also apply). Nil for cash withdrawals from Global ATM Alliance and Westpac Group…

    $5
  • Self-Service (Electronic) Withdrawals
    No fee
  • Staff-Assisted Withdrawal
    No fee

When particular things happen3

  • Group Telephone Banking
    No fee
  • Online Banking
    No fee
  • Overdrawn Fee
    $15

Features

Digital bankingFraud protectionUnlimited transactions
  • No monthly fees - We'd rather you put the money to good use, supporting your cause.
  • No transaction fees - Includes all online and in-app payments plus in-branch banking
  • Speed and convenience - 24/7 banking through Online Banking and the Westpac App
  • Receive payments near instantly via OSKO
  • Simplify your accounting by linking Xero, MYOB and others with bank feeds
  • Use a business debit card5 for cash and purchases
  • With PayTo, you can see, review and authorise all new PayTo payments for things such as recurring bills, memberships and subscriptions before the money leaves your account.
  • Eligible account for the EFTPOS Air App
  • Deposit, receive and access funds, and make payments through a variety of banking channels including in branch, online, telephone banking and debit card
  • Complement your everyday account with a Community Solutions Cash Reserve savings account
  • Authorise and manage payments from your bank account with PayTo.
  • eStatements - Stay on top of your finances with less clutter

Eligibility and limits

  • Minimum age 18
  • Residency: Operating with an Australian address
  • Not-for-profit organisations including charities, community and sporting groups, schools, government bodies, and registered political parties

Published by Westpac under the Consumer Data Right, last changed by them on 28 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.