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Westpac Notice Saver 31, 60 & 90 days

Surplus cash flow solution designed at variable interest rate with the choice of notice period.

Savings & transaction accountsBank updated 6 Nov 2026
Product page ↗Fees and pricing ↗Terms ↗

At a glance

Base rate
0.00%
Monthly fee
$0

Rates

Every rate Westpac publishes for this account, 9 in all.

TypeApplies toTermBandRateComparisonConditions
Variable---0.00%-paid every 1 mo; Funds at Call: The Westpac Notice Saver account requires a minimum opening balance of $500,000 to be deposited within the first 30 days and is opened with either a 31 day notice period.
Variable---0.00%-paid every 1 mo; Funds at Call: The Westpac Notice Saver account requires a minimum opening balance of $500,000 to be deposited within the first 30 days and is opened with either a 60 day notice period.
Variable---0.00%-paid every 1 mo; Funds at Call: The Westpac Notice Saver account requires a minimum opening balance of $500,000 to be deposited within the first 30 days and is opened with either a 90 day notice period.
Variable---2.85%-paid every 1 mo; Funds on Notice: The Westpac Notice Saver account requires a minimum opening balance of $500,000 to be deposited within the first 30 days and is opened with either a 31 day notice period.
Variable---3.25%-paid every 1 mo; Funds on Notice: The Westpac Notice Saver account requires a minimum opening balance of $500,000 to be deposited within the first 30 days and is opened with either a 60 day notice period.
Variable---3.50%-paid every 1 mo; Funds on Notice: The Westpac Notice Saver account requires a minimum opening balance of $500,000 to be deposited within the first 30 days and is opened with either a 90 day notice period.
Variable---5.00%-paid every 1 mo; Funds on Hold: The Westpac Notice Saver account requires a minimum opening balance of $500,000 to be deposited within the first 30 days and is opened with either a 31 day notice period.
Variable---5.05%-paid every 1 mo; Funds on Hold: The Westpac Notice Saver account requires a minimum opening balance of $500,000 to be deposited within the first 30 days and is opened with either a 60 day notice period.
Variable---5.15%-paid every 1 mo; Funds on Hold: The Westpac Notice Saver account requires a minimum opening balance of $500,000 to be deposited within the first 30 days and is opened with either a 90 day notice period.

Fees

8 fees published, grouped by when they're charged.

While you hold it1

  • Account Keeping Fee
    No fee

When you make a transaction5

  • Self-Service (Electronic) Deposits
    No fee
  • Staff-Assisted Deposit
    $2.50
  • Periodical Payments
    No fee
  • Self-Service (Electronic) Withdrawals
    No fee
  • Staff-Assisted Withdrawal

    These transactions are not available, however if they occur, a $5.00 fee will be charged for each transaction.

    $5

When particular things happen2

  • Online Banking

    Account enquiries are always free when you use Online Banking.

    No fee
  • Telephone Banking

    Unlimited free self-service enquiries

    No fee

Features

Digital bankingFraud protectionRelationship manager
  • Can add funds to the account at any time, whilst having the option to withdraw some or all of the funds after waiting a predetermined notice period.
  • No account-keeping fees
  • Fee-free linked account transfer: Transfer funds to and from your Westpac transaction account via Online Banking.
  • Earn variable interest at the applicable portion of the funds
  • Minimum opening balance of $500,000 to be deposited within the first 30 days for 31, 60 or 90 day notice period
  • Only available to a Westpac Commercial Bank or Private Bank customer with a relationship manager or private banker
  • Interest is paid on a monthly basis.
  • You have choice of 3 or 6 monthly statements.
  • Unlimited free self-service enquiries.
  • Account enquiries are always free when you use Online Banking.

Eligibility and limits

  • Minimum age 18
  • Residency: Operating in Australia with an Australian address
  • Eligible entities include individuals, sole traders, partnerships, companies, associations, self-managed super funds, trusts and not-for-profit organisations
  • Needs an eligible Westpac business transaction account to link to.
  • The Westpac Notice Saver account requires a minimum opening balance of $500,000 to be deposited within the first 30 days and is opened with either a 31, 60 or 90 day notice period. At the end of your…

Published by Westpac under the Consumer Data Right, last changed by them on 6 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.