The Finance Algorithm
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Wise Multi Currency Account

The Wise Multi Currency Account enables customers to send money internationally, get paid and hold money in different currencies, and spend money overseas with the Wise debit card.

Savings & transaction accountsBank updated 21 Oct 2025

At a glance

Pricing
Rates on application
Wise Card

Fees

5 fees published, grouped by when they're charged.

When you make a transaction1

  • Withdrawal
    No fee

When particular things happen3

  • Get Bank Details

    For business customers, get banks details to receive different currencies.

    $30
  • Order Debit Card
    $10
  • Replace Debit Card
    $6

Other fees1

  • Daily Fee

    Daily fee of 0.00437% for amounts held over the equivalent of 23,000 AUD, charged at the end of each month.

    0.00% of balance

Features

Instant paymentsDigital bankingWise Multi Currency Account

Eligibility and limits

  • Minimum age 18

Published by Wise under the Consumer Data Right, last changed by them on 21 Oct 2025. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.