The Finance Algorithm
Wise

Wise Multi Currency Account

The Wise Multi Currency Account enables customers to send money internationally, get paid and hold money in different currencies, and spend money overseas with the Wise debit card.

Savings & transaction accountsBank updated 21 Oct 2025
At a glance
Pricing
Rates on application
Wise Card
§ 02 — Fees · 5
FeeTypeAmountWhenNotes
Get Bank DetailsEvent$30For business customers, get banks details to receive different currencies.
Order Debit CardEvent$10
Replace Debit CardEvent$6
Daily FeeOther0.00% of balanceDaily fee of 0.00437% for amounts held over the equivalent of 23,000 AUD, charged at the end of each month.
WithdrawalWithdrawalNo fee
§ 03 — Features
Instant paymentsDigital bankingWise Multi Currency Account
§ 04 — Eligibility & limits
  • · Minimum age 18

Published by Wise under the Consumer Data Right, last changed by them on 21 Oct 2025. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.