Bank First Production
1 Year Regular Income Term Deposit
Term Deposit Account
Term depositsBank updated 17 Sept 2026
At a glance
- Best rate
- 5.40% for 365d
- Min deposit
- $5,000
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedInterest Paid - Fortnightly or monthly as nominated and balance on maturity | — | 365 days | $5,000–$10,000,000 | 5.40% | — | — |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Term Deposit Early Withdrawal Interest Rate Reduction | Withdrawal | $0 | — | For early withdrawals of a part or full amount of a Term Deposit the interest accrued or paid to that date will reduce as follows: Percentage of Term Remaining 0-19.99% interest reduction = 20%,Term… |
§ 03 — Features
Digital banking
- · Other service related charges apply based on your circumstances
§ 04 — Eligibility & limits
- · Minimum balance $5,000
- · Opening balance $5,000
- · Available to members only
§ 06 — Run the numbers
Put this product through a calculator
Published by Bank First under the Consumer Data Right, last changed by them on 17 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.