The Finance Algorithm
Bank First Production

Preschool 30-90 Day Flexible Term Deposit

Preschool Term Deposit

Term depositsBank updated 17 Sept 2026
At a glance
Best rate
4.95% for 90d
Min deposit
$5,000
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
FixedDependent on the term nominated determines when the interest will be applied90 days$5,000–$999,9994.95%paid at maturity
§ 02 — Fees · 1
FeeTypeAmountWhenNotes
Term Deposit Early Withdrawal Interest Rate ReductionWithdrawal$0For early withdrawals of a part or full amount of a Term Deposit the interest accrued or paid to that date will reduce as follows: Percentage of Term Remaining 0-19.99% interest reduction = 20%,Term…
§ 03 — Features
Digital banking
  • · Other service related charges apply based on your circumstances
§ 04 — Eligibility & limits
  • · Minimum balance $5,000
  • · Opening balance $5,000
  • · Only available to school accounts that hold a membership

Published by Bank First under the Consumer Data Right, last changed by them on 17 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.