The Finance Algorithm
Bank First Production

Preschool 120-180 Day Flexible Term Deposit

Preschool Term Deposit

Term depositsBank updated 17 Sept 2026
At a glance
Best rate
5.30% for 180d
Min deposit
$5,000
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
FixedDependent on the term nominated determines when the interest will be applied180 days$5,000–$999,9995.30%paid at maturity
§ 02 — Fees · 1
FeeTypeAmountWhenNotes
Term Deposit Early Withdrawal Interest Rate ReductionWithdrawal$0For early withdrawals of a part or full amount of a Term Deposit the interest accrued or paid to that date will reduce as follows: Percentage of Term Remaining 0-19.99% interest reduction = 20%,Term…
§ 03 — Features
Digital banking
  • · Other service related charges apply based on your circumstances
§ 04 — Eligibility & limits
  • · Minimum balance $5,000
  • · Opening balance $5,000
  • · Only available to preschool accounts that hold a membership.

Published by Bank First under the Consumer Data Right, last changed by them on 17 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.