Beyond Bank Australia
INV - 48-60 Mth Trf 12 Mthly
Term deposits are a secure way to grow your money with a guaranteed interest rate for a fixed period. You'll always know exactly what your investment is worth.
Term depositsBank updated 23 Mar 2026
At a glance
- Best rate
- 3.65% for 48m
- Min deposit
- $2,000
§ 01 — Rates · 3
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedChoice of term - 48 or 60 months. Interest paid on maturity into a Beyond Bank Savings Account of your choice. | — | 4 yrs | $2,000–$50,000 | 3.60% | — | paid every 1 yr |
| FixedChoice of term - 48 or 60 months. Interest paid on maturity into a Beyond Bank Savings Account of your choice. | — | 4 yrs | $200,000+ | 3.65% | — | paid every 1 yr |
| FixedChoice of term - 48 or 60 months. Interest paid on maturity into a Beyond Bank Savings Account of your choice. | — | 4 yrs | $50,000–$200,000 | 3.65% | — | paid every 1 yr |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Early Redemption Administration Fee | Event | $25 | — | If you redeem a term deposit prior to maturity (in whole or in part) you will be required to pay an Early Redemption Fee and the interest payable to you on the amount withdrawn will be reduced. Terms… |
§ 03 — Features
- · Choice of fixed term - 48 or 60 months. Additional Bonus Rate may apply for Life Membership customers and Community groups.
- · Securely backed by the Government Guarantee
§ 04 — Eligibility & limits
- · Available to individuals
- · Available to businesses
- · Minimum balance $2,000
- · Opening balance $2,000
- · Membership: You must be or become a Beyond Bank Australia member
§ 05 — Compare
§ 06 — Run the numbers
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Published by Beyond Bank Australia under the Consumer Data Right, last changed by them on 23 Mar 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.