Cairns bankTerm deposits 1mth under $500,000
Cairns Bank term deposits pay a fixed rate of interest for a fixed term with interest paid at maturity.
Term depositsBank updated 23 Oct 2026
At a glance
- Best rate
- 5.25% for 729d
- Min deposit
- $1,000
Rates
The one rate Cairns bank publishes for this term deposit.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | - | 729 days | $1,000–$1,000,000 | 5.25% | - | paid at maturity |
Rate changes
9 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 6 Nov 2026 | Fixed, 729 days, $1,000–$1,000,000 | 5.00% | 5.25% | up 0.25 |
| 5 Nov 2026 | Fixed, 729 days, $1,000–$1,000,000 | 5.25% | 5.00% | down 0.25 |
| 1 Nov 2026 | Fixed, 729 days, $1,000–$1,000,000 | 5.00% | 5.25% | up 0.25 |
| 31 Oct 2026 | Fixed, 729 days, $1,000–$1,000,000 | 5.25% | 5.00% | down 0.25 |
| 30 Oct 2026 | Fixed, 729 days, $1,000–$1,000,000 | 5.00% | 5.25% | up 0.25 |
| 29 Oct 2026 | Fixed, 729 days, $1,000–$1,000,000 | 5.25% | 5.00% | down 0.25 |
| 28 Oct 2026 | Fixed, 729 days, $1,000–$1,000,000 | 5.00% | 5.25% | up 0.25 |
| 27 Oct 2026 | Fixed, 729 days, $1,000–$1,000,000 | 5.25% | 5.00% | down 0.25 |
| 26 Oct 2026 | Fixed, 729 days, $1,000–$1,000,000 | 5.00% | 5.25% | up 0.25 |
Each change is logged the night it appears in the rates Cairns bank publishes. See how every lender answered the RBA on the rate tracker.
Features
None published.
Eligibility and limits
None published.
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Published by Cairns bank under the Consumer Data Right, last changed by them on 23 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.