$5000+ (12m - 24m) I15

A fixed term deposit lets you earn a competitive interest rate on your money, over a set period of time.

Term depositsBank updated 7 Oct 2026

Apply at Central West CUL ↗Product page ↗Fees and pricing ↗Terms ↗

At a glance

Best rate: 4.90% for 17m
Min deposit: $5,000

Rates

Every rate Central West Credit Union Ltd publishes for this term deposit, 12 in all.

Its best rate at each term

17 mo4.90%
547 days4.90%

This term deposit

Type	Applies to	Term	Band	Rate	Comparison	Conditions
Fixed	-	547 days	$5,000–$50,000	4.90%	-	paid at maturity
Fixed	-	17 mo	$5,000–$1,500,000	4.90%	-	paid every 1 yr
Fixed	-	17 mo	$5,000–$50,000	4.90%	-	paid at maturity
Fixed	-	17 mo	$5,000–$50,000	4.90%	-	-
Fixed	-	17 mo	$5,000–$50,000	4.90%	-	paid every 1 mo
Fixed	-	17 mo	$5,000–$50,000	4.90%	-	paid every 3 mo
Fixed	-	17 mo	$5,000–$50,000	4.90%	-	paid every 6 mo
Fixed	-	17 mo	$50,000–$1,500,000	4.90%	-	paid at maturity
Fixed	-	17 mo	$50,000–$1,500,000	4.90%	-	-
Fixed	-	17 mo	$50,000–$1,500,000	4.90%	-	paid every 1 mo
Fixed	-	17 mo	$50,000–$1,500,000	4.90%	-	paid every 3 mo
Fixed	-	17 mo	$50,000–$1,500,000	4.90%	-	paid every 6 mo

Rate changes

12 changes logged, newest first.

Date	Rate	Was	Now	Change
8 Oct 2026	Fixed, 547 days, $5,000–$50,000	4.80%	4.90%	up 0.10
8 Oct 2026	Fixed, 17 mo, $5,000–$1,500,000	4.80%	4.90%	up 0.10
8 Oct 2026	Fixed, 17 mo, $5,000–$50,000	4.80%	4.90%	up 0.10
8 Oct 2026	Fixed, 17 mo, $5,000–$50,000	4.80%	4.90%	up 0.10
8 Oct 2026	Fixed, 17 mo, $5,000–$50,000	4.80%	4.90%	up 0.10
8 Oct 2026	Fixed, 17 mo, $5,000–$50,000	4.80%	4.90%	up 0.10
8 Oct 2026	Fixed, 17 mo, $5,000–$50,000	4.80%	4.90%	up 0.10
8 Oct 2026	Fixed, 17 mo, $50,000–$1,500,000	4.80%	4.90%	up 0.10
8 Oct 2026	Fixed, 17 mo, $50,000–$1,500,000	4.80%	4.90%	up 0.10
8 Oct 2026	Fixed, 17 mo, $50,000–$1,500,000	4.80%	4.90%	up 0.10
8 Oct 2026	Fixed, 17 mo, $50,000–$1,500,000	4.80%	4.90%	up 0.10
8 Oct 2026	Fixed, 17 mo, $50,000–$1,500,000	4.80%	4.90%	up 0.10

Each change is logged the night it appears in the rates Central West CUL publishes. See how every lender answered the RBA on the rate tracker.

Features

Interest calculated daily, paid fortnightly
Interest calculated daily, paid monthly
Interest calculated daily, paid quarterly
Interest calculated daily, paid 6 monthly
Interest calculated daily, paid yearly
Interest calculated daily, paid at maturity

Eligibility and limits

Residency: Australian residents only
Minimum balance $5,000

Compare it with others

All term deposits Other Central West CUL term deposits Everything Central West CUL publishes

Put this product through a calculator

Published by Central West CUL under the Consumer Data Right, last changed by them on 7 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.