The Finance Algorithm
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TD Immigration (DIMIA) Bank Guarantee

A Term Deposit opened for the specific purpose of providing security for a bank guarantee required by the Commonwealth Government in relation to their requirement for an assurance of support.

Term depositsBank updated 6 Nov 2026

At a glance

Best rate
5.30% for 30m
Min deposit
$2,000

Rates

Every rate CommBank publishes for this term deposit, 12 in all.

Its best rate at each term

  1. 30 mo5.30%
  2. 4 yrs3.90%
This term deposit
TypeApplies toTermBandRateComparisonConditions
FixedThe term of this term deposit is 30 months-30 mo$1,000–$5,0005.25%--
FixedThe term of this term deposit is 30 months-30 mo$1,000–$5,0005.30%-paid every 6 mo
FixedThe term of this term deposit is 30 months-30 mo$10,000+5.25%--
FixedThe term of this term deposit is 30 months-30 mo$10,000+5.30%-paid every 6 mo
FixedThe term of this term deposit is 30 months-30 mo$5,000–$10,0005.25%--
FixedThe term of this term deposit is 30 months-30 mo$5,000–$10,0005.30%-paid every 6 mo
FixedThe term of this term deposit is 48 months-4 yrs$1,000–$5,0003.85%--
FixedThe term of this term deposit is 48 months-4 yrs$1,000–$5,0003.90%-paid every 6 mo
FixedThe term of this term deposit is 48 months-4 yrs$10,000+3.85%--
FixedThe term of this term deposit is 48 months-4 yrs$10,000+3.90%-paid every 6 mo
FixedThe term of this term deposit is 48 months-4 yrs$5,000–$10,0003.85%--
FixedThe term of this term deposit is 48 months-4 yrs$5,000–$10,0003.90%-paid every 6 mo

Rate changes

12 changes logged, newest first.

DateRateWasNowChange
6 Nov 2026Fixed, 30 mo, $1,000–$5,0005.05%5.25%up 0.20
6 Nov 2026Fixed, 30 mo, $1,000–$5,0005.10%5.30%up 0.20
6 Nov 2026Fixed, 30 mo, $10,000+5.05%5.25%up 0.20
6 Nov 2026Fixed, 30 mo, $10,000+5.10%5.30%up 0.20
6 Nov 2026Fixed, 30 mo, $5,000–$10,0005.05%5.25%up 0.20
6 Nov 2026Fixed, 30 mo, $5,000–$10,0005.10%5.30%up 0.20
18 Sept 2026Fixed, 30 mo, $1,000–$5,0004.85%5.05%up 0.20
18 Sept 2026Fixed, 30 mo, $1,000–$5,0004.90%5.10%up 0.20
18 Sept 2026Fixed, 30 mo, $10,000+4.85%5.05%up 0.20
18 Sept 2026Fixed, 30 mo, $10,000+4.90%5.10%up 0.20
18 Sept 2026Fixed, 30 mo, $5,000–$10,0004.85%5.05%up 0.20
18 Sept 2026Fixed, 30 mo, $5,000–$10,0004.90%5.10%up 0.20

Each change is logged the night it appears in the rates CommBank publishes. See how every lender answered the RBA on the rate tracker.

Fees

2 fees published, grouped by when they're charged.

When particular things happen2

  • Prepayment administration fee

    You'll need to give us 31 days' notice to withdraw all or part of your funds if your Term Deposit hasn’t reached the end of the fixed term. A prepayment adjustment (variable amount) and $30 prepaymen…

    $30
  • Prepayment interest adjustment

    You'll need to give us 31 days' notice to withdraw all or part of your funds if your Term Deposit hasn’t reached the end of the fixed term. A prepayment adjustment (variable amount) and $30 prepaymen…

    Varies

Features

Digital banking

Eligibility and limits

  • Opening balance $2,000
  • Only available to applicants who request an Assurance of Support Bank Guarantee and present a letter issued to them by the Australian Government (including its departments or agencies).

Published by CommBank under the Consumer Data Right, last changed by them on 6 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.