The Finance Algorithm
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Term Deposit - 18 Months

Make the most of your savings and invest with our 18 month Term Deposit.

Term depositsBank updated 8 Oct 2026

At a glance

Best rate
5.20% for 18m
Min deposit
$1,000

Rates

The one rate Dnister Bank publishes for this term deposit.

TypeApplies toTermBandRateComparisonConditions
FixedFor balances $1,000.00 - $1,000,000.00-18 mo$1,000–$1,000,0005.20%-paid at maturity; paid every 18 mo

Rate changes

One change logged, newest first.

DateRateWasNowChange
8 Oct 2026Fixed, 18 mo, $1,000–$1,000,0004.70%5.20%up 0.50

Each change is logged the night it appears in the rates Dnister publishes. See how every lender answered the RBA on the rate tracker.

Fees

2 fees published, grouped by when they're charged.

When particular things happen2

  • Paper Statement Fee

    Only customers older than a minimum age receive the discount

    $4
  • Paper Statement Fee

    Only customers older than a minimum age receive the discount

    $6

Features

Digital banking
  • Term Deposit Certificates are issued at opening of account.

Eligibility and limits

  • Minimum balance $1,000

Published by Dnister under the Consumer Data Right, last changed by them on 8 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.