The Finance Algorithm
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I1 Cheque A Month

12 Month Term Deposit Interest Paid Monthly. A fixed term savings account offers a safe, guaranteed rate of return on your money for the life of the investment. FSCU offer a range of terms to suit your needs and goals.

Term depositsBank updated 15 Oct 2026

At a glance

Best rate
4.50% for 1m
Min deposit
$10,000

Rates

The one rate Fire Service Credit Union publishes for this term deposit.

TypeApplies toTermBandRateComparisonConditions
Fixed-1 mo$10,000–$1,000,0004.50%-paid every 1 mo

Rate changes

One change logged, newest first.

DateRateWasNowChange
16 Oct 2026Fixed, 1 mo, $10,000–$1,000,0004.05%4.50%up 0.45

Each change is logged the night it appears in the rates Fire Service Credit Union publishes. See how every lender answered the RBA on the rate tracker.

Fees

One fee published, grouped by when they're charged.

When particular things happen1

  • Term Deposit Early Withdrawal

    Term Deposit Early Withdrawals: Interest penalty payable on funds withdrawn from a Term Deposit investment prior to the maturity date, by way of reduction of the interest accrued on those withdrawn f…

    $20

Features

None published.

Eligibility and limits

  • Residency: Australian Residents only
  • Available to individuals
  • Minimum balance $10,000
  • To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.

Published by Fire Service Credit Union under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.