Fire Service Credit UnionI5 FTD 6 Months
6 Month Term Deposit Interest Paid at Maturity. A fixed term savings account offers a safe, guaranteed rate of return on your money for the life of the investment. FSCU offer a range of terms to suit your needs and goals
At a glance
- Best rate
- 4.60% for 6m
- Min deposit
- $1,000
Rates
Every rate Fire Service Credit Union publishes for this term deposit, 3 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | - | 6 mo | $1,000–$4,999 | 4.00% | - | paid at maturity; paid every 6 mo |
| Fixed | - | 6 mo | $25,000–$1,000,000 | 4.60% | - | paid at maturity; paid every 6 mo |
| Fixed | - | 6 mo | $5,000–$24,999 | 4.35% | - | paid at maturity; paid every 6 mo |
Rate changes
3 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 16 Oct 2026 | Fixed, 6 mo, $1,000–$4,999 | 3.75% | 4.00% | up 0.25 |
| 16 Oct 2026 | Fixed, 6 mo, $25,000–$1,000,000 | 4.25% | 4.60% | up 0.35 |
| 16 Oct 2026 | Fixed, 6 mo, $5,000–$24,999 | 4.10% | 4.35% | up 0.25 |
Each change is logged the night it appears in the rates Fire Service Credit Union publishes. See how every lender answered the RBA on the rate tracker.
Fees
One fee published, grouped by when they're charged.
When particular things happen1
- Term Deposit Early Withdrawal
Term Deposit Early Withdrawals: Interest penalty payable on funds withdrawn from a Term Deposit investment prior to the maturity date, by way of reduction of the interest accrued on those withdrawn f…
$20
Features
None published.
Eligibility and limits
- Residency: Australian Residents only
- Available to individuals
- Available to businesses
- Minimum balance $1,000
- To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.
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Published by Fire Service Credit Union under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.