At a glance
- Min deposit
- $1,000
Rates
The one rate Gateway Bank publishes for this term deposit.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Introductory | - | 6 mo intro | $1,000–$1,000,000 | 5.45% | - | paid at maturity |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 22 Oct 2026 | Introductory, 6 mo intro, $1,000–$1,000,000 | 5.35% | 5.45% | up 0.10 |
Each change is logged the night it appears in the rates Gateway Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
3 fees published, grouped by when they're charged.
When you make a transaction1
- Term Deposit Early Withdrawal
If the deposit or any part of it is withdrawn before maturity, an interest rate adjustment fee will apply
No fee
When particular things happen2
- Early TD Redemption Admin Fee$25
- QuickDebit Dishonour Fee$15
Features
Digital banking
Eligibility and limits
- Minimum balance $1,000
Compare it with others
Put this product through a calculator
Published by Gateway Bank under the Consumer Data Right, last changed by them on 21 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.