At a glance
- Min deposit
- $1,000
Rates
The one rate Gateway Bank publishes for this term deposit.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Introductory | - | 3 mo intro | $1,000–$1,000,000 | 5.20% | - | paid at maturity |
Rate changes
3 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 6 Nov 2026 | Introductory, 3 mo intro, $1,000–$1,000,000 | 5.10% | 5.20% | up 0.10 |
| 30 Oct 2026 | Introductory, 3 mo intro, $1,000–$1,000,000 | 5.05% | 5.10% | up 0.05 |
| 2 Oct 2026 | Introductory, 3 mo intro, $1,000–$1,000,000 | 5.00% | 5.05% | up 0.05 |
Each change is logged the night it appears in the rates Gateway Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
4 fees published, grouped by when they're charged.
When you make a transaction1
- Term Deposit Early Withdrawal
If the deposit or any part of it is withdrawn before maturity, an interest rate adjustment fee will apply.
No fee
When particular things happen3
- Early TD Redemption Admin Fee$25
- QuickDebit Dishonour Fee$15
- Voucher Request$20
Features
Digital banking
Eligibility and limits
- Minimum balance $1,000
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Put this product through a calculator
Published by Gateway Bank under the Consumer Data Right, last changed by them on 5 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.