The Finance Algorithm
Goulburn Murray Credit Union Co-Operative Ltd logoGoulburn Murray Credit Union Co-Operative Ltd

Fixed Term Deposit - 6 to 8 months

A 6-8 month term deposit available to invest your money and earn a fixed term rate of interest.

Term depositsBank updated 5 Oct 2026

At a glance

Best rate
5.25% for 8m
Min deposit
$100

Rates

Every rate Goulburn Murray Credit Union Co-Operative Ltd publishes for this term deposit, 2 in all.

TypeApplies toTermBandRateComparisonConditions
Fixed-8 mo$100–$4,9990.25%-paid at maturity
Fixed-8 mo$4,999–$2,000,0005.25%-paid at maturity

Rate changes

One change logged, newest first.

DateRateWasNowChange
6 Oct 2026Fixed, 8 mo, $4,999–$2,000,0005.00%5.25%up 0.25

Each change is logged the night it appears in the rates gmcu publishes. See how every lender answered the RBA on the rate tracker.

Fees

One fee published, grouped by when they're charged.

When you make a transaction1

  • EARLY_WITHDRAWAL_INT_ADJ

    Interest rate is reduced when any amount is withdrawn from a Term Deposit before the maturity date.

    No fee

Features

Digital banking
  • If you withdraw all or part of your deposit before maturity, the amount you withdraw early will be subject to a reduced return.
  • Minimum term of three months, to a maximum of 24 months.

Eligibility and limits

  • Available to individuals
  • Minimum balance $100
  • Opening balance $100
  • You must become a member. Visit our website for more details.

Published by gmcu under the Consumer Data Right, last changed by them on 5 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.