The Finance Algorithm
Goulburn Murray Credit Union Co-Operative Ltd logoGoulburn Murray Credit Union Co-Operative Ltd

Fixed Term Deposit - 9 to 10 months

A 9-10 month term deposit available to invest your money and earn a fixed rate of interest.

Term depositsBank updated 9 Apr 2026

At a glance

Best rate
3.70% for 10m
Min deposit
$100

Rates

Every rate Goulburn Murray Credit Union Co-Operative Ltd publishes for this term deposit, 2 in all.

TypeApplies toTermBandRateComparisonConditions
Fixed-10 mo$100–$4,9990.25%-paid at maturity
Fixed-10 mo$4,999–$1,000,0003.70%-paid at maturity

Fees

One fee published, grouped by when they're charged.

When you make a transaction1

  • EARLY_WITHDRAWAL_INT_ADJ

    Interest rate is reduced when any amount is withdrawn from a Term Deposit before the maturity date.

    No fee

Features

Digital banking
  • If you withdraw all or part of your deposit before maturity, the amount you withdraw early will be subject to a reduced return.
  • Minimum term of three months, to a maximum of 24 months.

Eligibility and limits

  • Available to individuals
  • Minimum balance $100
  • Opening balance $100
  • You must become a member. Visit our website for more details.

Published by gmcu under the Consumer Data Right, last changed by them on 9 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.