Greater Bank
Term Investment - Interest Monthly
Fixed amount, fixed term, fixed interest rate, with interest paid monthly. Available for any customer.
Term depositsBank updated 29 July 2026
At a glance
- Best rate
- 5.15% for 12m
- 12 months
- 5.15%
- Min deposit
- $1,000
§ 01 — Rates · 39
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 10 mo | $1,000–$5,000 | 0.01% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 10 mo | $5,000–$50,000 | 3.50% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 10 mo | $50,000+ | 3.50% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 11 mo | $1,000–$5,000 | 0.01% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 11 mo | $5,000–$50,000 | 3.50% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 11 mo | $50,000+ | 3.50% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 1 yr | $1,000–$5,000 | 0.01% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 1 yr | $5,000–$50,000 | 5.15% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 1 yr | $50,000+ | 5.15% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 13 mo | $1,000–$5,000 | 0.01% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 13 mo | $5,000–$50,000 | 2.90% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 13 mo | $50,000+ | 2.90% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 23 mo | $1,000–$5,000 | 0.01% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 23 mo | $5,000–$50,000 | 2.90% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 23 mo | $50,000+ | 2.90% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 35 mo | $1,000–$5,000 | 0.01% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 35 mo | $5,000–$50,000 | 4.15% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 35 mo | $50,000+ | 4.15% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 47 mo | $1,000–$5,000 | 0.01% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 47 mo | $5,000–$50,000 | 3.65% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 47 mo | $50,000+ | 3.65% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 59 mo | $1,000–$5,000 | 0.01% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 59 mo | $5,000–$50,000 | 3.45% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 59 mo | $50,000+ | 3.45% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 6 mo | $1,000–$5,000 | 0.01% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 6 mo | $5,000–$50,000 | 5.00% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 6 mo | $50,000+ | 5.00% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 5 yrs | $1,000–$5,000 | 0.01% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 5 yrs | $5,000–$50,000 | 3.45% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 5 yrs | $50,000+ | 3.45% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 7 mo | $1,000–$5,000 | 0.01% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 7 mo | $5,000–$50,000 | 3.50% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 7 mo | $50,000+ | 3.50% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 8 mo | $1,000–$5,000 | 0.01% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 8 mo | $5,000–$50,000 | 3.50% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 8 mo | $50,000+ | 3.50% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 9 mo | $1,000–$5,000 | 0.01% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 9 mo | $5,000–$50,000 | 3.50% | — | paid every 1 mo |
| FixedMaximum fixed rate period. Interest is tiered and calculated daily based on the daily balance. | — | 9 mo | $50,000+ | 3.50% | — | paid every 1 mo |
§ 02 — Fees · 10
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Foreign currency deposit fee | Deposit | $5 | — | — |
| Information fee - Per Page | Enquiry | $1 | — | $20.00 plus $1.00 per page |
| Information fee | Enquiry | $20 | — | $20.00 plus $1.00 per page |
| Stop payment fee | Event | $7 | — | Charged to stop payment of a cheque you have drawn or a bank cheque. |
| Bank transfer fee | Withdrawal | $8 | — | Applicable when receiving an inward RTGS (Real time gross settlement) |
| EFT interest payment elsewhere | Withdrawal | $0.50 | — | Charged for crediting interest to a non Greater Bank account. |
| EFT transaction fee (RTGS) | Withdrawal | $20 | — | Applicable when you send an outward RTGS (Real time gross settlement) |
| Payment service creation fee | Withdrawal | $2.50 | — | Charged when a customer requests we create an Easypay or Third Party Payment Service to other than a Greater Bank account. |
| Telegraphic transfer - Australian Currency (Outgoing International Payment) | Withdrawal | $50 | — | When transferring in AUD. Fee is inclusive of $40.00 payable to the product issuer, Convera Australia Pty Ltd. |
| Telegraphic transfer - Foreign Currency (Outgoing International Payment) | Withdrawal | $30 | — | When transferring in a foreign currency. Fee is inclusive of $20.00 payable to the product issuer, Convera Australia Pty Ltd. |
§ 03 — Features
Digital banking
- · For Term Deposits opened or last renewed before 23 February 2026, early withdrawals earn a reduced interest rate of 0.01% p.a. for the period invested. For Term Deposits opened or renewed from 23 Feb…
§ 04 — Eligibility & limits
- · Residency: Australian Residents only
- · Minimum balance $1,000
- · Opening balance $1,000
- · Must be identifiable in terms of legislative requirements
§ 05 — Compare
§ 06 — Run the numbers
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Published by Greater Bank Limited under the Consumer Data Right, last changed by them on 29 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.