Corporate and Institutional Banking31 Day Notice Account
HSBC’s 31 Day Notice Account (31DNA) is a deposit available in AUD and USD that rewards long term behavior by paying an enhanced yield on funds held prior to notice of withdrawal. Withdrawals are subject to a notice period during which the credit interest rate applied will reflect the reducing residual term.
Term depositsBank updated 18 Feb 2026
At a glance
- Min deposit
- $1,000,000
Rates
The one rate Corporate and Institutional Banking publishes for this term deposit.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Market linked | - | - | - | 0.10% | - | paid at maturity; Enhanced interest over a benchmark credit interest rate where the rate is a negotiated margin of the external floating benchmark. |
Features
Digital bankingRelationship manager
- Redirection of Credit Interest - Ability to direct enhanced credit interest to either the Notice account itself or to a business operating account.
Eligibility and limits
- Available to businesses
- Minimum balance $1,000,000
- Opening balance $1,000,000
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Published by HSBC Bank Australia Limited – Wholesale Banking under the Consumer Data Right, last changed by them on 18 Feb 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.