Corporate and Institutional Banking
31 Day Notice Account
HSBC’s 31 Day Notice Account (31DNA) is a deposit available in AUD and USD that rewards long term behavior by paying an enhanced yield on funds held prior to notice of withdrawal. Withdrawals are subject to a notice period during which the credit interest rate applied will reflect the reducing residual term.
Term depositsBank updated 18 Feb 2026
At a glance
- Min deposit
- $1,000,000
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Market linked | — | — | — | 0.10% | — | paid at maturity; Enhanced interest over a benchmark credit interest rate where the rate is a negotiated margin of the external floating benchmark. |
§ 03 — Features
Digital bankingRelationship manager
- · Redirection of Credit Interest - Ability to direct enhanced credit interest to either the Notice account itself or to a business operating account.
§ 04 — Eligibility & limits
- · Available to businesses
- · Minimum balance $1,000,000
- · Opening balance $1,000,000
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by HSBC Bank Australia Limited – Wholesale Banking under the Consumer Data Right, last changed by them on 18 Feb 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.