The Finance Algorithm
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Wholesale Term Deposit

Competitive interest rates for a fixed period for Government, Public Company, Charity, Association or Religious Organisations.

Term depositsRates on applicationBank updated 20 Apr 2026

At a glance

Pricing
Rates on application
Min deposit
$500,000

Fees

One fee published, grouped by when they're charged.

While you hold it1

  • Annual fee

    There are $0 monthly fees.

    No fee

Features

  • Interest rates are negotiable, based on your business type and volume.
  • Your Wholesale Term Deposit will be customised to suit your structure and maturity needs. You can select a timeframe as short as 1 month, or as long as 5 years.

Eligibility and limits

  • Minimum age 18
  • Minimum balance $500,000
  • You must be an Australian entity.
  • You must be an account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF).

Published by ING BANK (Australia) Ltd under the Consumer Data Right, last changed by them on 20 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.