Judo Bank
SMSF Term Deposits
Earn a competitive, fixed interest rate on your SMSF Term Deposit with Judo Bank.
Term depositsBank updated 16 Sept 2026
At a glance
- Best rate
- 5.50% for 48m
- 12 months
- 5.45%
- Min deposit
- $1,000
§ 01 — Rates · 32
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedInterest paid at maturity | — | 1 mo | — | 2.10% | — | paid at maturity |
| FixedInterest paid monthly | — | 1 mo | — | 2.10% | — | paid every 1 mo |
| FixedInterest paid at maturity | — | 10 mo | — | 5.05% | — | paid at maturity |
| FixedInterest paid monthly | — | 10 mo | — | 4.95% | — | paid every 1 mo |
| FixedInterest paid at maturity | — | 11 mo | — | 5.25% | — | paid at maturity |
| FixedInterest paid monthly | — | 11 mo | — | 5.15% | — | paid every 1 mo |
| FixedInterest paid at maturity | — | 1 yr | — | 5.45% | — | paid at maturity |
| FixedInterest paid monthly | — | 1 yr | — | 5.35% | — | paid every 1 mo |
| FixedInterest paid at maturity | — | 2 mo | — | 2.30% | — | paid at maturity |
| FixedInterest paid monthly | — | 2 mo | — | 2.20% | — | paid every 1 mo |
| FixedInterest paid monthly | — | 2 yrs | — | 5.35% | — | paid every 1 mo |
| FixedInterest paid annually | — | 2 yrs | — | 5.45% | — | paid every 1 yr |
| FixedInterest paid at maturity | — | 3 mo | — | 4.90% | — | paid at maturity |
| FixedInterest paid monthly | — | 3 mo | — | 4.80% | — | paid every 1 mo |
| FixedInterest paid monthly | — | 3 yrs | — | 5.35% | — | paid every 1 mo |
| FixedInterest paid annually | — | 3 yrs | — | 5.45% | — | paid every 1 yr |
| FixedInterest paid at maturity | — | 4 mo | — | 4.90% | — | paid at maturity |
| FixedInterest paid monthly | — | 4 mo | — | 4.80% | — | paid every 1 mo |
| FixedInterest paid monthly | — | 4 yrs | — | 5.40% | — | paid every 1 mo |
| FixedInterest paid annually | — | 4 yrs | — | 5.50% | — | paid every 1 yr |
| FixedInterest paid at maturity | — | 5 mo | — | 4.90% | — | paid at maturity |
| FixedInterest paid monthly | — | 5 mo | — | 4.80% | — | paid every 1 mo |
| FixedInterest paid at maturity | — | 6 mo | — | 4.95% | — | paid at maturity |
| FixedInterest paid monthly | — | 6 mo | — | 4.85% | — | paid every 1 mo |
| FixedInterest paid monthly | — | 5 yrs | — | 5.40% | — | paid every 1 mo |
| FixedInterest paid annually | — | 5 yrs | — | 5.50% | — | paid every 1 yr |
| FixedInterest paid at maturity | — | 7 mo | — | 4.95% | — | paid at maturity |
| FixedInterest paid monthly | — | 7 mo | — | 4.85% | — | paid every 1 mo |
| FixedInterest paid at maturity | — | 8 mo | — | 4.95% | — | paid at maturity |
| FixedInterest paid monthly | — | 8 mo | — | 4.85% | — | paid every 1 mo |
| FixedInterest paid at maturity | — | 9 mo | — | 5.05% | — | paid at maturity |
| FixedInterest paid monthly | — | 9 mo | — | 4.95% | — | paid every 1 mo |
§ 03 — Features
Digital banking
- · 10 calendar days rollover cooling off period.
- · Rollover facility available.
- · Scheduled, periodic payments available
- · Confirmation Letter provided
- · Fund via Direct Debit or BPAY.
- · All deposits you have with Judo Bank are guaranteed up to $250,000 by the Australian Government, under the Financial Claims Scheme. For more information on the Financial Claims Scheme.
- · No Fees
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Be Australian tax residents and reside permanently in Australia living at an Australian residential address. We cannot accept applications from foreign tax residents. Be over the age of 18.
- · Minimum balance $1,000
- · Opening balance $1,000
- · An online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.
§ 06 — Run the numbers
Put this product through a calculator
Published by Judo Bank under the Consumer Data Right, last changed by them on 16 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.