NORTHERN INLAND CREDIT UNION LTD.
12 MONTHS Term Deposit with interest paid at maturity/annually
For those aged up to 19yrs, take advantage of great returns on our term deposits from $1000, with interest paid at maturity/annually
Term depositsBank updated 22 Apr 2026
At a glance
- Best rate
- 4.90% for 12m
- 12 months
- 4.90%
- Min deposit
- $1,000
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | — | 1 yr | $1,000–$5,000 | 4.90% | — | paid at maturity |
| Fixed | — | 1 yr | $5,000–$5,000 | 4.90% | — | paid at maturity |
§ 03 — Features
- · Deposits to this account are covered under the Australian Financial Claims Scheme up to $250,000 in total balances for each account holder at Northern Inland Credit Union
- · If you withdraw funds prior to maturity, interest is recalculated at the On Call Savings Account rate, except on hardship grounds at our discretion
§ 04 — Eligibility & limits
- · Maximum age 19
- · Residency: AU
- · Minimum balance $1,000
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Northern Inland Credit Union Limited under the Consumer Data Right, last changed by them on 22 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.