QBANKTerm Deposit 48 Month
A great way to grow your money safely and securely.
Term depositsBank updated 26 Oct 2026
At a glance
- Best rate
- 4.25% for 48m
- Min deposit
- $2,000
Rates
Every rate QBANK publishes for this term deposit, 9 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | - | 4 yrs | $100,000–$250,000 | 4.05% | - | paid at maturity |
| Fixed | - | 4 yrs | $100,000–$250,000 | 3.90% | - | paid every 1 mo |
| Fixed | - | 4 yrs | $100,000–$250,000 | 4.05% | - | paid every 1 yr |
| Fixed | - | 4 yrs | $2,000–$100,000 | 3.85% | - | paid at maturity |
| Fixed | - | 4 yrs | $2,000–$100,000 | 3.70% | - | paid every 1 mo |
| Fixed | - | 4 yrs | $2,000–$100,000 | 3.85% | - | paid every 1 yr |
| Fixed | - | 4 yrs | $250,000–$9,999,999 | 4.25% | - | paid at maturity |
| Fixed | - | 4 yrs | $250,000–$9,999,999 | 4.10% | - | paid every 1 mo |
| Fixed | - | 4 yrs | $250,000–$9,999,999 | 4.25% | - | paid every 1 yr |
Rate changes
16 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 8 Oct 2026 | Fixed, 4 yrs, $10,000–$100,000 | 3.75% | 3.85% | up 0.10 |
| 8 Oct 2026 | Fixed, 4 yrs, $10,000–$100,000 | 3.60% | 3.70% | up 0.10 |
| 8 Oct 2026 | Fixed, 4 yrs, $10,000–$100,000 | 3.60% | 3.70% | up 0.10 |
| 8 Oct 2026 | Fixed, 4 yrs, $10,000–$100,000 | 3.75% | 3.85% | up 0.10 |
| 8 Oct 2026 | Fixed, 4 yrs, $100,000–$250,000 | 3.95% | 4.05% | up 0.10 |
| 8 Oct 2026 | Fixed, 4 yrs, $100,000–$250,000 | 3.80% | 3.90% | up 0.10 |
| 8 Oct 2026 | Fixed, 4 yrs, $100,000–$250,000 | 3.80% | 3.90% | up 0.10 |
| 8 Oct 2026 | Fixed, 4 yrs, $100,000–$250,000 | 3.95% | 4.05% | up 0.10 |
| 8 Oct 2026 | Fixed, 4 yrs, $2,000–$10,000 | 3.55% | 3.65% | up 0.10 |
| 8 Oct 2026 | Fixed, 4 yrs, $2,000–$10,000 | 3.40% | 3.50% | up 0.10 |
| 8 Oct 2026 | Fixed, 4 yrs, $2,000–$10,000 | 3.40% | 3.50% | up 0.10 |
| 8 Oct 2026 | Fixed, 4 yrs, $2,000–$10,000 | 3.55% | 3.65% | up 0.10 |
| 8 Oct 2026 | Fixed, 4 yrs, $250,000–$9,999,999 | 4.15% | 4.25% | up 0.10 |
| 8 Oct 2026 | Fixed, 4 yrs, $250,000–$9,999,999 | 4.00% | 4.10% | up 0.10 |
| 8 Oct 2026 | Fixed, 4 yrs, $250,000–$9,999,999 | 4.00% | 4.10% | up 0.10 |
| 8 Oct 2026 | Fixed, 4 yrs, $250,000–$9,999,999 | 4.15% | 4.25% | up 0.10 |
Each change is logged the night it appears in the rates QBANK publishes. See how every lender answered the RBA on the rate tracker.
Features
Digital banking
- No account keeping fee
- A guaranteed rate for terms from 3 to 60 months
- Earn a competitive interest rate on your investment with a minimum opening balance of $2,000 can get you started.
- Interest can be paid monthly, 12 monthly or at maturity.
- For deposits of $1,000,000 and over, rates are by negotiation and subject to acceptance.
- We'll send you a written renewal notice before your deposit matures.
- If you want to withdraw your Term Deposit before it matures you'll need to give us 31 days' notice. A reduced rate of interest will apply in these circumstances. For full details refer to our Conditi…
Eligibility and limits
- Minimum balance $2,000
- Opening balance $2,000
- You do not have to be a member of Qbank to hold a term deposit.
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Published by QBANK under the Consumer Data Right, last changed by them on 26 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.