Queensland Country BankFTD Retirees Interest Monthly
Fixed Term Deposits are available for terms from 3mths to 36mths. Fixed Term Deposits allow you to lock funds away for the agreed time, at the agreed rate with options for interest to be paid monthly, annually or at the end term.
At a glance
- Best rate
- 5.30% for 12m
- 12 months
- 5.30%
- Min deposit
- $1,000
Rates
Every rate Queensland Country Bank publishes for this term deposit, 5 in all.
Its best rate at each term
- 3 motypical 4.60%3.60%
- 6 motypical 5.10%3.80%
- 1 yrtypical 5.30%5.30%
- 2 yrstypical 4.90%5.00%
- 3 yrstypical 4.25%4.50%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | - | 1 yr | $1,000+ | 5.30% | - | paid every 1 mo |
| Fixed | - | 2 yrs | $1,000+ | 5.00% | - | paid every 1 mo |
| FixedA 3 - 5 month term is available. The interest is paid monthly. | - | 3 mo | $1,000+ | 3.60% | - | paid every 1 mo |
| Fixed | - | 3 yrs | $1,000+ | 4.50% | - | paid every 1 mo |
| FixedA 6 - 11 month term is available. The interest is paid monthly. | - | 6 mo | $1,000+ | 3.80% | - | paid every 1 mo |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 8 Oct 2026 | Fixed, 1 yr, $1,000+ | 5.25% | 5.30% | up 0.05 |
Each change is logged the night it appears in the rates Queensland Country Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
One fee published, grouped by when they're charged.
When you make a transaction1
- Early Redemption Fee
Calculated as follows: Withdrawal Amount x (Early Redemption Rate of 2%) x (days invested/365)
2.00% of interest accrued
Features
None published.
Eligibility and limits
- Minimum age 65
- Minimum balance $1,000
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Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 8 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.