Regional Australia BankTerm Savings
Invest your money securely with competitive fixed interest rates.
At a glance
- Pricing
- Rates on application
- Best rate
- 5.25% for 12m
- 12 months
- 5.25%
- Min deposit
- $1,000
Rates
Every rate Regional Australia Bank publishes for this term deposit, 15 in all.
Its best rate at each term
- 1 mo1.10%
- 2 mo1.35%
- 3 motypical 4.60%3.50%
- 4 mo4.65%
- 5 mo4.70%
- 6 motypical 5.10%4.90%
- 7 mo5.00%
- 8 mo5.00%
- 9 mo5.10%
- 1 yrtypical 5.30%5.25%
- 18 mo5.00%
- 2 yrstypical 4.90%4.70%
- 3 yrstypical 4.25%4.20%
- 4 yrs3.60%
- 5 yrstypical 4.00%3.65%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedInterest rate is per annum. For deposits over $500,000 rates are by negotiation. | - | 1 mo | $1,000–$500,000 | 1.10% | - | paid at maturity; paid every 1 mo |
| FixedInterest rate is per annum. For deposits over $500,000 rates are by negotiation. | - | 1 yr | $1,000–$500,000 | 5.25% | - | paid at maturity; paid every 1 yr |
| FixedInterest rate is per annum. For deposits over $500,000 rates are by negotiation. | - | 18 mo | $1,000–$500,000 | 5.00% | - | paid at maturity; paid every 18 mo |
| FixedInterest rate is per annum. For deposits over $500,000 rates are by negotiation. | - | 2 mo | $1,000–$500,000 | 1.35% | - | paid at maturity; paid every 2 mo |
| FixedInterest rate is per annum. For deposits over $500,000 rates are by negotiation. | - | 2 yrs | $1,000–$500,000 | 4.70% | - | paid at maturity; paid every 2 yrs |
| FixedInterest rate is per annum. For deposits over $500,000 rates are by negotiation. | - | 3 mo | $1,000–$500,000 | 3.50% | - | paid at maturity; paid every 3 mo |
| FixedInterest rate is per annum. For deposits over $500,000 rates are by negotiation. | - | 3 yrs | $1,000–$500,000 | 4.20% | - | paid at maturity; paid every 3 yrs |
| FixedInterest rate is per annum. For deposits over $500,000 rates are by negotiation. | - | 4 mo | $1,000–$500,000 | 4.65% | - | paid at maturity; paid every 4 mo |
| FixedInterest rate is per annum. For deposits over $500,000 rates are by negotiation. | - | 4 yrs | $1,000–$500,000 | 3.60% | - | paid at maturity; paid every 4 yrs |
| FixedInterest rate is per annum. For deposits over $500,000 rates are by negotiation. | - | 5 mo | $1,000–$500,000 | 4.70% | - | paid at maturity; paid every 5 mo |
| FixedInterest rate is per annum. For deposits over $500,000 rates are by negotiation. | - | 6 mo | $1,000–$500,000 | 4.90% | - | paid at maturity; paid every 6 mo |
| FixedInterest rate is per annum. For deposits over $500,000 rates are by negotiation. | - | 5 yrs | $1,000–$500,000 | 3.65% | - | paid at maturity; paid every 5 yrs |
| FixedInterest rate is per annum. For deposits over $500,000 rates are by negotiation. | - | 7 mo | $1,000–$500,000 | 5.00% | - | paid at maturity; paid every 7 mo |
| FixedInterest rate is per annum. For deposits over $500,000 rates are by negotiation. | - | 8 mo | $1,000–$500,000 | 5.00% | - | paid at maturity; paid every 8 mo |
| FixedInterest rate is per annum. For deposits over $500,000 rates are by negotiation. | - | 9 mo | $1,000–$500,000 | 5.10% | - | paid at maturity; paid every 9 mo |
Fees
4 fees published, grouped by when they're charged.
- When you take it outNo fee published
- While you hold itNo feeAccess Fee
- When you close it or pay it offVaries2 fees, each listed below
While you hold it1
- Access Fee
The Access Fee is a flat monthly fee which entitles your membership to unlimited withdrawals via EFTPOS, ATMs, Internet, Phone and Mobile Banking.
No fee
When particular things happen1
- Bank Cheque Fee
Applies for each bank cheque you order from us.
$11
When you close it or pay it off2
- Early Redemption Adminstration Fee
This fee may apply when you request to redeem your deposit prior to the maturity date. A reduced Interest Rate applies in addition to this fee.
From $1 - Early Redemption Break Cost
When a Term Savings deposit is redeemed prior to the maturity date, the interest paid on your account will be reduced based on how much notice is provided and how far through the term. Details on how…
From $0.01
Features
- A guaranteed rate for terms from 1 to 60 months
- Interest can be paid fortnightly, monthly, 12 monthly or at maturity.
- Combined balances of up to $250,000 per account holder are guaranteed and secured by the Australian Government.
Eligibility and limits
- Residency: Australian Residents
- Minimum balance $1,000
- Opening balance $1,000
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Published by Regional Australia Bank under the Consumer Data Right, last changed by them on 3 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.