St. George Bank
Term Deposit
Get a fixed interest rate for your fixed term investment.
Term depositsBank updated 21 Sept 2026
At a glance
- Best rate
- 5.20% for 12m
- 12 months
- 5.20%
- Min deposit
- $1,000
§ 01 — Rates · 36
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| BonusPLUS, an additional 0.10% p.a. online bonus offer2 when you open or renew online | — | — | — | 0.10% | — | paid at maturity; Online only |
| FixedInterest paid at maturity | — | 1 mo | — | 1.40% | — | paid at maturity; Min deposit amount |
| Fixed | — | 10 mo | — | 3.70% | — | paid at maturity; Min deposit amount |
| Fixed | — | 10 mo | — | 3.65% | — | paid every 1 mo; Min deposit amount |
| Fixed | — | 11 mo | — | 3.75% | — | paid at maturity; Min deposit amount |
| Fixed | — | 11 mo | — | 3.70% | — | paid every 1 mo; Min deposit amount |
| Fixed | — | 1 yr | — | 4.75% | — | paid at maturity; Min deposit amount |
| Fixed12 month offer available for a limited time only on Term Deposits opened or renewed by existing St.George personal or business customers. | — | 1 yr | — | 5.20% | — | paid at maturity; Min deposit amount |
| Fixed | — | 1 yr | — | 4.70% | — | paid every 1 mo; Min deposit amount |
| Fixed | — | 1 yr | — | 4.70% | — | paid every 6 mo; Min deposit amount |
| Fixed | — | 13 mo | — | 4.70% | — | paid every 1 mo; Min deposit amount |
| Fixed | — | 13 mo | — | 4.70% | — | paid every 6 mo; Min deposit amount |
| FixedInterest paid at maturity | — | 2 mo | — | 1.65% | — | paid at maturity; Min deposit amount |
| Fixed | — | 2 yrs | — | 4.50% | — | paid at maturity; Min deposit amount |
| Fixed | — | 2 yrs | — | 4.45% | — | paid every 1 mo; Min deposit amount |
| Fixed | — | 2 yrs | — | 4.45% | — | paid every 6 mo; Min deposit amount |
| FixedInterest paid at maturity | — | 3 mo | — | 3.25% | — | paid at maturity; Min deposit amount |
| Fixed | — | 3 yrs | — | 4.00% | — | paid at maturity; Min deposit amount |
| Fixed | — | 3 yrs | — | 3.95% | — | paid every 1 mo; Min deposit amount |
| Fixed | — | 3 yrs | — | 3.95% | — | paid every 6 mo; Min deposit amount |
| FixedInterest paid at maturity | — | 4 mo | — | 3.40% | — | paid at maturity; Min deposit amount |
| Fixed | — | 4 yrs | — | 4.00% | — | paid at maturity; Min deposit amount |
| Fixed | — | 4 yrs | — | 3.95% | — | paid every 1 mo; Min deposit amount |
| Fixed | — | 4 yrs | — | 3.95% | — | paid every 6 mo; Min deposit amount |
| FixedInterest paid at maturity | — | 5 mo | — | 3.45% | — | paid at maturity; Min deposit amount |
| FixedInterest paid at maturity | — | 6 mo | — | 3.40% | — | paid at maturity; Min deposit amount |
| Fixed | — | 6 mo | — | 3.35% | — | paid every 1 mo; Min deposit amount |
| Fixed | — | 5 yrs | — | 4.00% | — | paid at maturity; Min deposit amount |
| Fixed | — | 5 yrs | — | 3.95% | — | paid every 1 mo; Min deposit amount |
| Fixed | — | 5 yrs | — | 3.95% | — | paid every 6 mo; Min deposit amount |
| Fixed | — | 7 mo | — | 3.55% | — | paid at maturity; Min deposit amount |
| Fixed | — | 7 mo | — | 3.50% | — | paid every 1 mo; Min deposit amount |
| Fixed | — | 8 mo | — | 3.60% | — | paid at maturity; Min deposit amount |
| Fixed | — | 8 mo | — | 3.55% | — | paid every 1 mo; Min deposit amount |
| Fixed | — | 9 mo | — | 3.65% | — | paid at maturity; Min deposit amount |
| Fixed | — | 9 mo | — | 3.60% | — | paid every 1 mo; Min deposit amount |
§ 03 — Features
Digital bankingFraud protectionRelationship manager
- · Offers available on Term Deposits opened or renewed by existing St.George personal or business customers. Available on deposits of $1,000-$2,000,000 with interest paid monthly or at maturity dependin…
- · Predictable earnings: With a fixed interest rate, you?ll know exactly how much you?re going to earn over your choice of fixed term.
- · Online bonus rates: Logon to check if you qualify for higher rates than those featured. You'll get an extra 0.10% p.a. for opening or renewing online.
- · Secured savings: Avoid the temptation to dip into your savings, by locking your investment away for a fixed length of time.
- · Options at maturity: Choose whether to withdraw funds or reinvest them, providing your instructions online or in the app.
- · Open a Term Deposit with as little as $1000 and pay no set up or monthly fees. Rates featured are available on deposits of up to $2000000.
- · When you open a St.George Term Deposit, your money will be looked after by an Australian banking group that dates back over 200 years. Plus, combined balances up to $250,000 per account holder are gu…
- · Business customers are eligible to open an account and can open account either by Branch, Phone, online.
- · Opening Confirmation, Maturity, Reinvestment and Repayment advices are sent as regular advices
- · Choice of terms ranges from 1 to 60 months
- · Interest payment options are available
§ 04 — Eligibility & limits
- · Minimum age 14
- · Residency: Australian Permanent Resident
- · Minimum balance $1,000
- · Online Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check for bonus rates and manage your Term De…
- · Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by St.George Bank under the Consumer Data Right, last changed by them on 21 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.