At a glance
- No headline figures published.
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | — | — | — | 3.92% | — | paid every 1 mo; Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. |
§ 02 — Fees · 5
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Foreign Cheque Deposit <$25,000 Fee | Deposit | $10 | — | $10 fee for foreign cheque deposits up to $25,000 AUD. Eligible members can deposit foreign cheques in branch. |
| Foreign Cheque Deposit $25,000+ Fee | Deposit | $60 | — | $60 fee for foreign cheque deposits of $25,000 AUD or more. Eligible members can deposit foreign cheques in branch. |
| Dishonour Fee | Dishonour | No fee | — | Where a direct debit is dishonoured due to insufficient funds. |
| Overdrawn Account Management Fee | Event | $10 | — | A fee applied in relation to any month where we allow the approved credit limit on your account to be exceeded by more than $50 or, if your account does not have an approved credit limit, if we allow… |
| Referral Fee | Event | No fee | — | Where an account has insufficient available funds to cover a direct debit transaction, and the transaction is honoured by BCU Bank. |
§ 03 — Features
Instant paymentsPayIDDigital banking
- · Eligible members can deposit foreign cheques in branch. $10 fee for foreign cheque deposits up to $25,000 AUD and $60 fee for foreign cheque deposits over $25,000 AUD. Please contact us on 1300 228 2…
§ 04 — Eligibility & limits
- · Available to businesses
- · You must be or become a BCU Bank member
Published by BCU Bank under the Consumer Data Right, last changed by them on 13 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.