At a glance
No headline figures published.
Rates
The one rate bcu publishes for this trust account.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | - | - | - | 4.14% | - | paid every 1 mo; Rate available to existing customers.; Rate available for new accounts.; Rate available to new customers. |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 2 Oct 2026 | Variable | 3.92% | 4.14% | up 0.23 |
Each change is logged the night it appears in the rates BCU Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
5 fees published, grouped by when they're charged.
When you make a transaction2
- Foreign Cheque Deposit <$25,000 Fee
$10 fee for foreign cheque deposits up to $25,000 AUD. Eligible members can deposit foreign cheques in branch.
$10 - Foreign Cheque Deposit $25,000+ Fee
$60 fee for foreign cheque deposits of $25,000 AUD or more. Eligible members can deposit foreign cheques in branch.
$60
If a payment is late or fails1
- Dishonour Fee
Where a direct debit is dishonoured due to insufficient funds.
No fee
When particular things happen2
- Overdrawn Account Management Fee
A fee applied in relation to any month where we allow the approved credit limit on your account to be exceeded by more than $50 or, if your account does not have an approved credit limit, if we allow…
$10 - Referral Fee
Where an account has insufficient available funds to cover a direct debit transaction, and the transaction is honoured by BCU Bank.
No fee
Features
- Eligible members can deposit foreign cheques in branch. $10 fee for foreign cheque deposits up to $25,000 AUD and $60 fee for foreign cheque deposits over $25,000 AUD. Please contact us on 1300 228 2…
Eligibility and limits
- Available to businesses
- You must be or become a BCU Bank member
Compare it with others
Put this product through a calculator
Published by BCU Bank under the Consumer Data Right, last changed by them on 1 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.