The Finance Algorithm
Bendigo Bank

Retention Money Trust

Head contractors working on projects with a value of at least $20m in NSW and are required by law to hold retention money in trust.

Trust accountsBank updated 2 Sept 2026
At a glance
No headline figures published.
§ 02 — Fees · 15
FeeTypeAmountWhenNotes
Bank Cheque WithdrawalEvent$10
Cheque WithdrawalEvent$0.70
EFT Credit TransferEvent$4
Periodical Payment by ChequeEvent$3.75
Periodical Payment to Other Financial InstitutionEvent$3.75
Agency WithdrawalTransaction$1.75
BPAY WithdrawalTransaction$0.40
Branch Cash WithdrawalTransaction$1.75
Branch TransferTransaction$1.75
Collection ItemTransaction$0.70
E-Banking Internal TransferTransaction$0.40
E-Banking Pay Anyone Transfer incl. OskoTransaction$0.40
EFTPOS WithdrawalTransaction$0.70
Phone Banking TransferTransaction$0.40
Cheque WithdrawalWithdrawal$0.70This fee will continue to be charged where the bank is notified that all customers of the account are deceased, as a service will continue to be performed. Existing Accounts Only. Cheque Facilities a…
§ 03 — Features
Instant paymentsPayIDDigital banking
  • · Minimum opening amount of $1.
  • · No monthly service fee.
§ 04 — Eligibility & limits
  • · Available to businesses
§ 05 — Compare
§ 06 — Run the numbers

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Published by Bendigo Bank under the Consumer Data Right, last changed by them on 2 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.