The Finance Algorithm
CommBank

Statutory Trust Account

Transaction account used to deposit funds held in trust on behalf of certain business customer's client. They are required by certain industries to be held by law and are also referred to as General Trust Accounts in some States and Territories.

Trust accountsBank updated 23 Sept 2026
At a glance
No headline figures published.
§ 02 — Fees · 10
FeeTypeAmountWhenNotes
Quick DepositsDeposit$10Fee per deposits made via the Quick Deposit Box or QuickCash envelope banking.
Cash Handling FeeEvent1.00% of transactionFor coin handling is 1% of the total value of the coin component of all deposit and withdrawal transactions, where the total value of coins handled exceeds $1,000 per day
Cash Handling FeeEvent0.25% of transactionFor note handling is 0.25% of the total value of the notes component of all deposit and withdrawal transactions, where the total value of notes handled exceeds $50,000 per day
Dishonour feeEvent$5Charged to the nominated redirection account when we are unable to debit your account due to insufficient available funds.
Monthly Account FeePeriodic$5Every 1 moCalculated at the end of each month and charged to your nominated redirection account on the first day of the following month. Monthly Account Fee payable for partial months is calculated pro-rata on…
Assisted transactionsTransaction$5Withdrawals or transfers made via telephone banking using an operator.
Assisted transactionsTransaction$5Withdrawals made over the counter at a CommBank branch, Australia Post office or private agency (including EFTPOB/Bank@Post).
Assisted transactionsTransaction$5Cheques drawn on your account and cashed over the counter at any CommBank branch.
Assisted transactionsTransaction$5Deposits made over the counter at a CommBank branch, Australia Post office or private agency (including EFTPOB/Bank@Post).
Cheque TransactionTransaction$5Cheques written by you and negotiated through the clearing system. Cheques deposited to your account (including cheques deposited via Quick Deposits or QuickCash envelope banking).
§ 03 — Features
Digital banking
  • · The Statutory Trust Account allows a customer to receive funds through online banking, cheque, ATMs and staff assisted channels including at a branch.
  • · Fees and charges are not charged to the Statutory Trust Account but are redirected to a valid CommBank transaction account nominated by you.
  • · Any interest earned on Statutory Trust Accounts is paid to the relevant state or territory statutory body.
  • · Deposits in Sealed Envelopes (QuickCash) allows for a deposit via a Bank-supplied envelope (QuickCash Bag), to authorised and approved customers - for use to deposit cash and/or cheques at a CBA bran…
  • · Payments through the Electronic Lodging Network (ELN) from your eligible Statutory Trust Account or other eligible trust account can only be made if you are a subscriber to an ELNO and have provided…
§ 04 — Eligibility & limits
  • · Residency: Residency Status
  • · Available to businesses
§ 05 — Compare
§ 06 — Run the numbers

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Published by CommBank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.