IMB Bank
Real Estate Trust Account
Real Estate Trust Account allow funds to be held by a registered real estate agent for purchases or rental deposits i.e.holding a deposit for a property until settlement or for holding the deposit of rental payments until paid to the landlord.
Trust accountsBank updated 22 Sept 2026
At a glance
- No headline figures published.
§ 02 — Fees · 35
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Bulk coin count | Deposit | $5 | — | Maximum charge |
| Foreign cheque conversion (value AU$10,000 and greater) | Deposit | $50 | — | Minimum charge, subject to additional fees and charges. Charges either wholly or partly imposed by third parties |
| Foreign cheque conversion (value less than AU$10,000) | Deposit | $25 | — | Minimum charge, subject to additional fees and charges. Charges either wholly or partly imposed by third parties |
| Manual deposit other institution | Deposit | $10 | — | — |
| Audit Certificate | Event | $30 | — | Per certificate |
| BPAY payment return | Event | $5 | — | — |
| Card replacement (in excess of 1 p.a.) | Event | $10 | — | — |
| Copy of Financial Institution cheque | Event | $16 | — | Maximum charge. Charges either wholly or partly imposed by third parties. |
| Copy of personal cheque | Event | $15 | — | — |
| Copy of withdrawal or deposit form | Event | $15 | — | — |
| Default fee | Event | $25 | — | When your savings account is overdrawn for 20 days, a Default fee will be debited from your account on the 20th day and a further Default fee debited each month thereafter while your account remains… |
| Default Notice fee | Event | $30 | — | A Default Notice fee of $30 will be debited from your deposit account or Personal Credit Line facility, where you are in breach of the PDS and/or the schedule and IMB issues a notice to you demanding… |
| Interest statement - Electronic | Event | $2.50 | — | Per page |
| Pin replacement (in excess of 1 p.a.) | Event | $5 | — | — |
| Recalculation of interest | Event | $30 | — | Per page |
| Rejected post-dated BPAY | Event | $5 | — | — |
| Research fee | Event | $30 | — | Per page |
| Retrieval of archived documents | Event | $20 | — | Per page |
| SMS Alerts | Event | $0.25 | — | Per alert |
| Special clearance on cheques | Event | $16 | — | Maximum charge. Charges either wholly or partly imposed by third parties. |
| Stop payment fee (IMB cheques) | Event | $12.50 | — | Maximum charge. Charges either wholly or partly imposed by third parties. |
| Stop payment personal cheque | Event | $15 | — | — |
| Trace on Electronic Debit/Credit | Event | $20 | — | — |
| Trace on Financial Institution cheque | Event | $50 | — | Charges either wholly or partly imposed by third parties. |
| Trace on personal cheque | Event | $50 | — | Charges either wholly or partly imposed by third parties. |
| Transaction Listing - Electronic - 10 pages and over | Event | $0.50 | — | Per page |
| Transaction Listing - Electronic - up to 10 pages | Event | $5 | — | — |
| Transfers between accounts to cover overdrawn balance | Event | $15 | — | — |
| Unclaimed monies/dormant account | Event | $40 | — | Maximum charge per account |
| Urgent Visa card mailing | Event | $20 | — | — |
| Visa voucher request | Event | $15 | — | Per request. Charges either wholly or partly imposed by third parties, such as Visa. |
| Visa Cardholder Facility Fee | Periodic | $1.60 | Every 1 mo | Fee will be charged on the first day of each month for each Visa Card on issue. |
| Overseas Visa card replacement | Replacement | $150 | — | Charges either wholly or partly imposed by third parties. |
| Purchase of foreign currency | Withdrawal | 1.00% of transaction | — | $10 or 1% of the value of the total order (whichever is greater). |
| Total cash withdrawal over $2,000 in a day | Withdrawal | 0.20% of transaction | — | A fee of 0.2% of total cash withdrawals is charged for total cash withdrawals over $2000 in a day. |
§ 03 — Features
Instant paymentsDigital bankingFraud protectionUnlimited transactions
- · Direct debit is available on this account type.
- · Direct Credit is available on this account type.
- · Make and receive Electronic Funds Transfers (EFT) from this account type.
- · IMB boasts an extensive branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne.
- · IMB consultants are available Monday to Friday 8am - 8pm and Saturday 9am - 4pm
- · PayTo is available on this account type.
§ 04 — Eligibility & limits
- · Available to businesses
- · Opening balance $1
- · Available only to registered real estate agents
Published by IMB Bank under the Consumer Data Right, last changed by them on 22 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.