IMB BankReal Estate Trust Account
Real Estate Trust Account allow funds to be held by a registered real estate agent for purchases or rental deposits i.e.holding a deposit for a property until settlement or for holding the deposit of rental payments until paid to the landlord.
At a glance
- Monthly fee
- $1.60
Fees
35 fees published, grouped by when they're charged.
While you hold it1
- Visa Cardholder Facility Fee
Fee will be charged on the first day of each month for each Visa Card on issue.
$1.60 a month
When you make a transaction6
- Bulk coin count
Maximum charge
$5 - Foreign cheque conversion (value AU$10,000 and greater)
Minimum charge, subject to additional fees and charges. Charges either wholly or partly imposed by third parties
$50 - Foreign cheque conversion (value less than AU$10,000)
Minimum charge, subject to additional fees and charges. Charges either wholly or partly imposed by third parties
$25 - Manual deposit other institution$10
- Purchase of foreign currency
$10 or 1% of the value of the total order (whichever is greater).
1.00% of transaction - Total cash withdrawal over $2,000 in a day
A fee of 0.2% of total cash withdrawals is charged for total cash withdrawals over $2000 in a day.
0.20% of transaction
When particular things happen28
- Audit Certificate
Per certificate
$30 - BPAY payment return$5
- Card replacement (in excess of 1 p.a.)$10
- Copy of Financial Institution cheque
Maximum charge. Charges either wholly or partly imposed by third parties.
$16 - Copy of personal cheque$15
- Copy of withdrawal or deposit form$15
- Default fee
When your savings account is overdrawn for 20 days, a Default fee will be debited from your account on the 20th day and a further Default fee debited each month thereafter while your account remains…
$25 - Default Notice fee
A Default Notice fee of $30 will be debited from your deposit account or Personal Credit Line facility, where you are in breach of the PDS and/or the schedule and IMB issues a notice to you demanding…
$30 - Interest statement - Electronic
Per page
$2.50 - Pin replacement (in excess of 1 p.a.)$5
- Recalculation of interest
Per page
$30 - Rejected post-dated BPAY$5
- Research fee
Per page
$30 - Retrieval of archived documents
Per page
$20 - SMS Alerts
Per alert
$0.25 - Special clearance on cheques
Maximum charge. Charges either wholly or partly imposed by third parties.
$16 - Stop payment fee (IMB cheques)
Maximum charge. Charges either wholly or partly imposed by third parties.
$12.50 - Stop payment personal cheque$15
- Trace on Electronic Debit/Credit$20
- Trace on Financial Institution cheque
Charges either wholly or partly imposed by third parties.
$50 - Trace on personal cheque
Charges either wholly or partly imposed by third parties.
$50 - Transaction Listing - Electronic - 10 pages and over
Per page
$0.50 - Transaction Listing - Electronic - up to 10 pages$5
- Transfers between accounts to cover overdrawn balance$15
- Unclaimed monies/dormant account
Maximum charge per account
$40 - Urgent Visa card mailing$20
- Visa voucher request
Per request. Charges either wholly or partly imposed by third parties, such as Visa.
$15 - Overseas Visa card replacement
Charges either wholly or partly imposed by third parties.
$150
Features
- Direct debit is available on this account type.
- Direct Credit is available on this account type.
- Make and receive Electronic Funds Transfers (EFT) from this account type.
- IMB boasts an extensive branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne.
- IMB consultants are available Monday to Friday 8am - 8pm and Saturday 9am - 4pm
- PayTo is available on this account type.
Eligibility and limits
- Available to businesses
- Opening balance $1
- Available only to registered real estate agents
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Published by IMB Bank under the Consumer Data Right, last changed by them on 22 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.