The Finance Algorithm

Family Tax Benefit (FTB) Estimator

Estimate FTB Part A and Part B based on family income, number/ages of children, relationship status and shared care percentage.

Updated October 2026Built and checked by MaverickHow it's calculatedReport an error

Your numbers

Updates as you type
$
$90k

Gross income from all sources (before tax).

2

Include all children under your care.

Comma-separated numbers (e.g. 2,5,9)

%
0%

Leave 0 if not applicable

The button asks our AI to explain these figures in words.

Family Tax Benefit

Total annual FTB

$9,310

$358/fortnight

FTB Part A

$8,070

Reduced

FTB Part B

$1,240

Reduced

Annual supplement

Not eligible

paid annually after lodgement

Part A vs Part B

Part A is per-child. Part B is a single-income family supplement (single parent or couple where one earns most).

$8,070FTB Part A$1,240FTB Part B

FTB Part A across different family incomes

Part A starts reducing above $69,131 of family income, and the base rate above $123,078. The highlighted bar marks your income.

$12,244$50k$12,244$69k$8,070$90k$3,932$123k$0$150k
Receiving ~$9,310/year in FTB
That's $358 per fortnight to support raising 2 children. Income tested and reconciled at tax time.

How it works

Family Tax Benefit helps with the cost of raising kids, in two parts: Part A is paid for each child, and Part B gives extra help to single parents and to couples living mostly on one income. Put in your family's income, how many children you have and their ages, and any shared care, and this estimates both.

  1. 1Enter your combined family taxable income for the financial year.
  2. 2Specify the number of dependent children in your care.
  3. 3List the ages of each child, separated by a comma.
  4. 4Select your relationship status (single or couple).
  5. 5If applicable, enter your shared care percentage.
  6. 6Read the estimate of Part A and Part B for the year; it updates as you type.
  7. 7Check the chart for where your family income sits on the Part A taper.

Worked examples

Single parent with two children

Jane is a single parent earning $45,000 with 2 kids aged 3 and 7. She receives both Part A (per child) and full Part B (as her youngest is under 13).

Estimate shows Jane qualifies for maximum Part A and B rates.

Couple sharing care (50%)

Alex and Sam are a couple with shared care (50%) for their 3 children, family income $110,000. Their payment is prorated for shared care and subject to a family income test.

Estimate will show reduced FTB Part A and likely no Part B due to income and care split.

Questions people ask

What is the Family Tax Benefit (FTB)?
FTB is a government payment to help families with the cost of raising children, split into Part A (per child) and Part B (additional help for single parents and some couples).
How is FTB Part A calculated?
FTB Part A depends on your family income and the number and ages of your dependent children. The more you earn, the lower the payment after a threshold.
Who is eligible for FTB Part B?
Single parents, carers, and some couples on lower incomes with the youngest child under a threshold age (usually under 13).
Can I get both FTB and Child Care Subsidy (CCS)?
Yes, but your combined payments and eligibility may be affected by income and care arrangements.
Does shared care reduce FTB payments?
Yes. Payments are prorated based on shared care percentage. You must declare shared care arrangements to Services Australia.

The terms, in plain English

Part A
Main FTB payment based on family size and income.
Part B
Extra FTB help for single parents and some couples.
Shared Care
When children spend time with more than one carer.
Income Threshold
Limit above which FTB rates start reducing.

Official sources