Vanguard Super
Vanguard MySuper
To 30 June 2026, Vanguard MySuper returned 12.67% a year over 3 years to a member with $50,000, after fees and taxes, against a median of 9.93% across MySuper products: 3rd highest of 49. It charged $245 a year in total fees on a $50,000 balance (median $410), the lowest of 50, and has too short a history to be measured in APRA's 2026 performance test, which treats that as a pass.
To 30 June 2026, for a $50,000 member. MySuper median 9.93%.
- Fees on $50,000
- $245median $410
- Members' accounts
- 44,870
- Assets
- $2.7 billion
- Growth assets
- 93%
Returns a year, against the MySuper median
After fees and tax, for a $50,000 member, to 30 June 2026, for its Lifecycle Age 47 and under stage.
- 3 years12.67%9.93%
- 5 yearsNo record6.90%
- 7 yearsNo record7.42%
- 10 yearsNo record8.03%
Fees at each balance, against the median
Total fees and costs a year, as a share of the balance and in dollars, for the same stage.
- $10,0000.49% $491.23% $123
- $25,0000.49% $1230.91% $228
- $50,0000.49% $2450.82% $410
- $100,0000.49% $4900.77% $770
- $250,0000.49% $1,2250.75% $1,875
What a $50,000 member earned, after fees and tax
For its Lifecycle Age 47 and under stage, 93% in growth assets, the stage with the most growth assets. Every stage is listed below.
| A year over | This product | MySuper median | Difference | Against its benchmark |
|---|---|---|---|---|
| 3 years | 12.67% | 9.93% | up 2.74 | up 0.24 |
| 5 years | No record | 6.90% | - | - |
| 7 years | No record | 7.42% | - | - |
| 10 years | No record | 8.03% | - | - |
Differences are in percentage points a year. "Against its benchmark" compares the return before administration fees with APRA's benchmark portfolio built from this product's own mix of assets: above zero means its investment choices added value.
What it charges at five balances
| Balance | Administration | Total fees and costs | MySuper median total |
|---|---|---|---|
| $10,000 | $290.29% | $490.49% | $123 |
| $25,000 | $730.29% | $1230.49% | $228 |
| $50,000 | $1450.29% | $2450.49% | $410 |
| $100,000 | $2900.29% | $4900.49% | $770 |
| $250,000 | $7250.29% | $1,2250.49% | $1,875 |
A year, as APRA calculated them for 2026. Total fees and costs add investment and transaction costs to administration; insurance premiums are not included. Lifecycle fees are for the stage shown above.
Vanguard MySuper passed in 2026, 2025 and 2024
- 2026Passed*
- 2025Passed*
- 2024Passed*
Under seven years of history, which the test treats as a pass.
Earlier years match on fund and product name, so a product that has been renamed shows no earlier result. Every 2026 result.
Members move through these 36 stages as they age
| Stage | Growth assets | 3 yrs | 5 yrs | 10 yrs | Fees on $50k |
|---|---|---|---|---|---|
| Lifecycle Age 47 and underShown above | 93% | 12.67% | - | - | $245 |
| Lifecycle Age 48 | 91% | 12.38% | - | - | $245 |
| Lifecycle Age 49 | 89% | 12.10% | - | - | $245 |
| Lifecycle Age 50 | 87% | 11.82% | - | - | $245 |
| Lifecycle Age 51 | 85% | 11.54% | - | - | $245 |
| Lifecycle Age 52 | 84% | 11.31% | - | - | $245 |
| Lifecycle Age 53 | 82% | 11.09% | - | - | $245 |
| Lifecycle Age 54 | 81% | 10.86% | - | - | $245 |
| Lifecycle Age 55 | 79% | 10.64% | - | - | $245 |
| Lifecycle Age 56 | 78% | 10.42% | - | - | $245 |
| Lifecycle Age 57 | 76% | 10.14% | - | - | $245 |
| Lifecycle Age 58 | 74% | 9.86% | - | - | $245 |
| Lifecycle Age 59 | 72% | 9.58% | - | - | $245 |
| Lifecycle Age 60 | 70% | 9.30% | - | - | $245 |
| Lifecycle Age 61 | 68% | 9.03% | - | - | $245 |
| Lifecycle Age 62 | 66% | 8.74% | - | - | $245 |
| Lifecycle Age 63 | 64% | 8.47% | - | - | $245 |
| Lifecycle Age 64 | 63% | 8.20% | - | - | $245 |
| Lifecycle Age 65 | 62% | 8.14% | - | - | $245 |
| Lifecycle Age 66 | 62% | 8.08% | - | - | $245 |
| Lifecycle Age 67 | 61% | 8.03% | - | - | $245 |
| Lifecycle Age 68 | 61% | 7.97% | - | - | $245 |
| Lifecycle Age 69 | 61% | 7.92% | - | - | $245 |
| Lifecycle Age 70 | 60% | 7.85% | - | - | $245 |
| Lifecycle Age 71 | 60% | 7.79% | - | - | $245 |
| Lifecycle Age 72 | 59% | 7.71% | - | - | $245 |
| Lifecycle Age 73 | 59% | 7.64% | - | - | $245 |
| Lifecycle Age 74 | 58% | 7.58% | - | - | $245 |
| Lifecycle Age 75 | 58% | 7.51% | - | - | $245 |
| Lifecycle Age 76 | 57% | 7.44% | - | - | $245 |
| Lifecycle Age 77 | 57% | 7.37% | - | - | $245 |
| Lifecycle Age 78 | 57% | 7.31% | - | - | $245 |
| Lifecycle Age 79 | 56% | 7.26% | - | - | $245 |
| Lifecycle Age 80 | 56% | 7.20% | - | - | $245 |
| Lifecycle Age 81 | 55% | 7.15% | - | - | $245 |
| Lifecycle Age 82 and above | 55% | 7.09% | - | - | $245 |
Returns a year to 30 June 2026, after fees and taxes, for a $50,000 member, as APRA reports them for each stage.
About this product
- Fund
- Vanguard Super
- Trustee
- Vanguard Super Pty Ltd
- Type
- Generic MySuper
- Offer
- Public offer
- APRA's product name
- Vanguard MySuper
APRA does not publish fund websites or disclosure documents. Your annual statement and the fund's product disclosure statement have the full fee and insurance details.
Questions about Vanguard MySuper
- Did Vanguard MySuper pass the 2026 performance test?
- Vanguard MySuper has too short a history to be measured in APRA's 2026 performance test, which treats that as a pass. Earlier results: 2024 passed, 2025 passed.
- What are Vanguard MySuper's fees?
- APRA's 2026 figures put its total fees and costs at $49 a year on $10,000, $123 a year on $25,000, $245 a year on $50,000, $490 a year on $100,000 and $1,225 a year on $250,000. Administration fees are $145 of the $245 on $50,000. Insurance premiums are extra.
- What has Vanguard MySuper returned?
- For a member with $50,000, after fees and taxes, to 30 June 2026: 12.67% a year over 3 years, for its Lifecycle Age 47 and under stage. Past returns do not predict future ones.
Source: Australian Prudential Regulation Authority (APRA), Comprehensive Product Performance Package 2026: data to 30 June 2026, published 28 August 2026. Licensed under CC BY 4.0 and normalised by The Finance Algorithm, which shows APRA's figures as percentages and dollars a year. APRA has not reviewed or endorsed this page.
General information only, not financial advice. Past performance is not a reliable indicator of future returns. Check your fund's product disclosure statement and your annual statement before you act, and consider whether advice suits your situation.