The Finance Algorithm
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BYD Financial Services

Every product BYD Financial Services publishes under the Consumer Data Right, with its rates set beside every other lender's. It last changed one on 13 Oct 2026.

  • Australian credit licence 483211, held by Allied Retail Finance Pty Ltd; credit licence since 21 July 2016. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
  • A non-bank lender: it lends but takes no deposits, and publishes its products under the Consumer Data Right like the banks.

4 products in 2 categories

  1. Personal loans3
  2. Business loans1

BYD Financial Services's rates today

BYD Financial Services is a carmaker's finance arm, so it only lends on its own vehicles, bought through its dealers. Here's its lowest published rate next to the lowest from any carmaker's finance arm and the typical one among the 12, as of 29 October 2026.

Where BYD Financial Services sits among every institution's best

BYD Financial Services 4.99%Everyone else, 12 in all

From a carmaker's finance arm, for its own vehicles, through its dealers. One dot per institution, at its lowest carmaker finance rate anyone can apply for; hover or tap a dot for its name.

RateBYD Financial ServicesBest anywhereTypical institution
Carmaker financeFrom a carmaker's finance arm, for its own vehicles, through its dealers4.99%BYD 6.74% Comparison Rate Offer2.88%Angle Auto Finance's 2.88% G6 36 months Consumer Loan4.99%of 12 institutions

BYD Financial Services personal loan rates

Compare across lenders

3 products

BYD Financial Services business loan rates

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1 product

Published by BYD Financial Services under the Consumer Data Right, last changed by them on 13 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.