The Finance Algorithm
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DENZA Financial Services

Every product DENZA Financial Services publishes under the Consumer Data Right, with its rates set beside every other lender's. It last changed one on 9 Oct 2026.

  • Australian credit licence 483211, held by Allied Retail Finance Pty Ltd; credit licence since 21 July 2016. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
  • A non-bank lender: it lends but takes no deposits, and publishes its products under the Consumer Data Right like the banks.

8 products in 2 categories

  1. Personal loans7
  2. Business loans1

DENZA Financial Services's rates today

DENZA Financial Services is a carmaker's finance arm, so it only lends on its own vehicles, bought through its dealers. Here's its lowest published rate next to the lowest from any carmaker's finance arm and the typical one among the 12, as of 29 October 2026.

Where DENZA Financial Services sits among every institution's best

DENZA Financial Services 3.98%Everyone else, 12 in all

From a carmaker's finance arm, for its own vehicles, through its dealers. One dot per institution, at its lowest carmaker finance rate anyone can apply for; hover or tap a dot for its name.

RateDENZA Financial ServicesBest anywhereTypical institution
Carmaker financeFrom a carmaker's finance arm, for its own vehicles, through its dealers3.98%DENZA B5 3.99% Comparison Rate Offer2.88%Angle Auto Finance's 2.88% G6 36 months Consumer Loan4.99%of 12 institutions

Published by DENZA Financial Services under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.