MINI Financial Services

Every product MINI Financial Services publishes under the Consumer Data Right, with its rates set beside every other lender's. It last changed one on 8 Oct 2026.

Australian credit licence 392387, held by Bmw Australia Finance Limited; credit licence since 7 March 2011. ASIC register
A non-bank lender: it lends but takes no deposits, and publishes its products under the Consumer Data Right like the banks. 2 of its 8 products are BMW Financial Services's, sold under this brand at the same rates and fees.

MINI Financial Services's rates today

MINI Financial Services is a carmaker's finance arm, so it only lends on its own vehicles, bought through its dealers. Here's its lowest published rate next to the lowest from any carmaker's finance arm and the typical one among the 12, as of 28 October 2026.

Where MINI Financial Services sits among every institution's best

Typical 4.99%

3%4%5%6%7%8%9%10%to 11.4%

MINI 4.99%Everyone else, 12 in all

From a carmaker's finance arm, for its own vehicles, through its dealers. One dot per institution, at its lowest carmaker finance rate anyone can apply for; hover or tap a dot for its name.

Rate	MINI Financial Services	Best anywhere	Typical institution	Every institutionbesttypicalMINI Financial Services
Carmaker financeFrom a carmaker's finance arm, for its own vehicles, through its dealers	4.99%4.99% Comparison Rate Consumer Loan - New MINI All Models	2.88%Angle Auto Finance's 2.88% G6 36 months Consumer Loan	4.99%of 12 institutions

MINI Financial Services personal loan rates

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4 products

MINI Financial Services business loan rates

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4 products

Published by MINI Financial Services under the Consumer Data Right, last changed by them on 8 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.