The Finance Algorithm
Bank Australia

Commercial Loan

Business loans for values-aligned businesses

Business loansBank updated 24 June 2026
At a glance
Pricing
Rates on application
Monthly fee
$25
§ 02 — Fees · 12
FeeTypeAmountWhenNotes
Mortgage Discharge FeeEvent$275Payable when you discharge the mortgage. Statutory government registration fees will still apply.
Bank guarantee facilityOther$0 to $0Annual fee of 1.5% of the guarantee amount.
Establishment FeeOther$0 to $0An establishment fee will apply
Line FeesOther$0 to $0A fee that may be charged for having the facility
Progress Draw FeeOther$0 to $0A fee may apply per profressive draw down. Please contact Bank Australia for more information.
Quantity Surveyor FeeOther$0 to $0Payable when a Quantity Surveyor is required.
Secured commercial loans/overdrafts establishment feeOther$0 to $0The establishment fee is calculated as 0.5% (min $100) of the loan amount plus valuation fee and Bank Australia solicitor fees for preparing the security and loan documents.
Solicitor FeeOther$0 to $0Certain applications for commercial credit require the use of a solicitor to facilitate. Additional fee's will apply and are payable to the solicitor used by Bank Australia. Please contact us for mor…
Unsecured commercial loans/overdrafts establishment feeOther$0 to $0The establishment fee is calculated as 0.5% (min $100) of the loan amount
Valuation FeeOther$0 to $0A valuation fee will apply. The fee's vary based on the property being valued.
Overdraft Administration FeePeriodic$50Every 1 yrCharged annually
Secured overdraft feePeriodic$25Every 1 moCharged monthly
§ 03 — Features

None published.

§ 04 — Eligibility & limits

    Published by Bank Australia under the Consumer Data Right, last changed by them on 24 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.