Commercial Loan
Business loans for values-aligned businesses
At a glance
- Pricing
- Rates on application
- Monthly fee
- $25
Fees
12 fees published, grouped by when they're charged.
While you hold it2
- Overdraft Administration Fee
Charged annually
$50 a year - Secured overdraft fee
Charged monthly
$25 a month
When particular things happen1
- Mortgage Discharge Fee
Payable when you discharge the mortgage. Statutory government registration fees will still apply.
$275
Other fees9
- Bank guarantee facility
Annual fee of 1.5% of the guarantee amount.
From $0 - Establishment Fee
An establishment fee will apply
From $0 - Line Fees
A fee that may be charged for having the facility
From $0 - Progress Draw Fee
A fee may apply per profressive draw down. Please contact Bank Australia for more information.
From $0 - Quantity Surveyor Fee
Payable when a Quantity Surveyor is required.
From $0 - Secured commercial loans/overdrafts establishment fee
The establishment fee is calculated as 0.5% (min $100) of the loan amount plus valuation fee and Bank Australia solicitor fees for preparing the security and loan documents.
From $0 - Solicitor Fee
Certain applications for commercial credit require the use of a solicitor to facilitate. Additional fee's will apply and are payable to the solicitor used by Bank Australia. Please contact us for mor…
From $0 - Unsecured commercial loans/overdrafts establishment fee
The establishment fee is calculated as 0.5% (min $100) of the loan amount
From $0 - Valuation Fee
A valuation fee will apply. The fee's vary based on the property being valued.
From $0
Features
None published.
Eligibility and limits
None published.
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Published by Bank Australia under the Consumer Data Right, last changed by them on 28 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.