BankSA
Fixed Rate Small Business Loan
With one of the longest business lending terms in the market, we can help you grow your business whilst optimising your repayments.
Business loansBank updated 9 July 2026
At a glance
- Pricing
- Rates on application
- Loan size
- $20,000 to no maximum
§ 03 — Features
Relationship manager
- · Repayment options : Flexible repayment options.
- · Tax Savings: Potential tax benefits.
- · No business size requirement
- · No fees for making extra repayments on a variable interest rate loan
- · Choose a repayment frequency suited to your cashflow
- · Provides interest rate certainty and set repayments to help with budgeting
- · Interest can be paid in advance for the year, ahead or on a monthly basis to help manage cashflow
- · For more information on our fixed rates, please get in touch with our business finance specialist
§ 04 — Eligibility & limits
- · Minimum age 18
- · Amount $20,000 to no maximum
- · A business entity or an individual 18 years and above, domiciled in Australia and require the funding wholly or predominantly for business purposes
- · Meets the credit criteria and credit policy requirements under an applicable offer for this product.
- · Loan term up to 30 years, depending on rate option chosen and security provided.
§ 06 — Run the numbers
Put this product through a calculator
Published by BankSA under the Consumer Data Right, last changed by them on 9 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.