BankSAFixed Rate Small Business Loan
With one of the longest business lending terms in the market, we can help you grow your business whilst optimising your repayments.
Business loansBank updated 6 Nov 2026
At a glance
- Pricing
- Rates on application
- Loan size
- $20,000 to no maximum
Features
Relationship manager
- Repayment options : Flexible repayment options.
- Tax Savings: Potential tax benefits.
- No business size requirement
- No fees for making extra repayments on a variable interest rate loan
- Choose a repayment frequency suited to your cashflow
- Provides interest rate certainty and set repayments to help with budgeting
- Interest can be paid in advance for the year, ahead or on a monthly basis to help manage cashflow
- For more information on our fixed rates, please get in touch with our business finance specialist
Eligibility and limits
- Minimum age 18
- Amount from $20,000, no maximum
- A business entity or an individual 18 years and above, domiciled in Australia and require the funding wholly or predominantly for business purposes
- Meets the credit criteria and credit policy requirements under an applicable offer for this product.
- Loan term up to 30 years, depending on rate option chosen and security provided.
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Published by BankSA under the Consumer Data Right, last changed by them on 6 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.