The Finance Algorithm
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Bendigo Market Rate Loan

The Bendigo Market Rate Loan gives you the ability to switch easily between principal and interest, or interest only.

Business loansRates on applicationBank updated 7 Oct 2026
Apply at Bendigo Bank ↗Product page ↗Fees and pricing ↗Terms ↗

At a glance

Pricing
Rates on application
Loan size
$200,000 to no maximum

Fees

3 fees published, grouped by when they're charged.

  1. When you take it outVariesEstablishment Fee or Further Advance
  2. While you hold itVaries a monthLine Fee
  3. When you close it or pay it offNo fee published

When you take it out1

  • Establishment Fee or Further Advance

    Available on application.

    Varies

While you hold it1

  • Line Fee

    Available on application.

    Varies a month

When particular things happen1

  • Discharge Administration Fee
    $350

Features

RedrawExtra repaymentsDigital banking
  • Variable and fixed rate options.
  • Principal & interest and interest only.
  • Flexible repayment options.
  • Unsecured or secured with property or assets.
  • Terms up to 25 years.

Eligibility and limits

  • Minimum age 18
  • Available to businesses
  • Amount from $200,000, no maximum

Published by Bendigo Bank under the Consumer Data Right, last changed by them on 7 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.