Sandhurst Trustees Limited
Commercial Loan
Commercial Term Loan requiring first mortgage security. Borrowers can choose from Interest Only, Principal and Interest, with variable and fixed rate options.
At a glance
- Pricing
- Rates on application
- Fixed
- 6.85%
- Loan size
- $100,000 to $20,000,000
- Upfront fee
- $0
§ 01 — Rates · 10
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedInterest rate is only applicable for loans up to $1,000,000. Loans in excess of $1,000,000 are subject to negotiation | Investment · Interest only | 1 yr fixed | — | 6.95% | — | — |
| FixedInterest rate is only applicable for loans up to $1,000,000. Loans in excess of $1,000,000 are subject to negotiation | Investment · Interest only | 2 yrs fixed | — | 6.90% | — | — |
| FixedInterest rate is only applicable for loans up to $1,000,000. Loans in excess of $1,000,000 are subject to negotiation | Investment · Interest only | 3 yrs fixed | — | 7.10% | — | — |
| FixedInterest rate is only applicable for loans up to $1,000,000. Loans in excess of $1,000,000 are subject to negotiation | Investment · Interest only | 4 yrs fixed | — | 7.35% | — | — |
| FixedInterest rate is only applicable for loans up to $1,000,000. Loans in excess of $1,000,000 are subject to negotiation | Investment · Interest only | 5 yrs fixed | — | 7.40% | — | — |
| FixedInterest rate is only applicable for loans up to $1,000,000. Loans in excess of $1,000,000 are subject to negotiation | Investment · P&I | 1 yr fixed | — | 6.90% | — | — |
| FixedInterest rate is only applicable for loans up to $1,000,000. Loans in excess of $1,000,000 are subject to negotiation | Investment · P&I | 2 yrs fixed | — | 6.85% | — | — |
| FixedInterest rate is only applicable for loans up to $1,000,000. Loans in excess of $1,000,000 are subject to negotiation | Investment · P&I | 3 yrs fixed | — | 7.05% | — | — |
| FixedInterest rate is only applicable for loans up to $1,000,000. Loans in excess of $1,000,000 are subject to negotiation | Investment · P&I | 4 yrs fixed | — | 7.30% | — | — |
| FixedInterest rate is only applicable for loans up to $1,000,000. Loans in excess of $1,000,000 are subject to negotiation | Investment · P&I | 5 yrs fixed | — | 7.35% | — | — |
§ 02 — Fees · 8
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Consent to Lease Fee | Event | $150 | — | $150, per request, per lease agreement. |
| Late Payment Charge | Event | $65 | — | Payable when your facility remains in arrears for more than 30 consecutive days. |
| Variations | Event | $150 | — | Variation to existing facility, $150 per event |
| Discharge Administration Fee | Exit | $350 | — | $350, per request, per security. Payable with any partial or full release of security (applies to each security) |
| Early Repayment Fee | Exit | 0.00% of transaction | — | Break cost are payable. These are calculated on a case by case basis. |
| Application Fee | Upfront | 0.50% of balance | — | 0.60% of loan amount/negotiable. Payable at acceptance of offer |
| Security Documentation Fees | Upfront | No fee | — | Dependent on transaction complexity, solicitor used, state of security and more. Payable at loan drawdown |
| Valuation Fee | Upfront | No fee | — | Cost dependent on circumstance. Payable upon completion of valuation |
§ 03 — Features
Redraw
- · Limited annual reviews
- · No monthly fees
- · 7 Year Maximum Loan Term (interest Only)
- · 20 year Maximum Loan Term Principal & Interest
§ 04 — Eligibility & limits
- · Amount $100,000 to $20,000,000
- · Maximum LVR % - Commercial: 70%
- · Maximum LVR % - Specialised: 50%
- · Maximum LVR % - Industrial: 50%
- · Maximum LVR % - Rural: 40%
- · Maximum LVR % - Residential: 80%
- · Maximum LVR % - Light Industrial 70%
§ 05 — Compare
§ 06 — Run the numbers
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Published by Bendigo Bank under the Consumer Data Right, last changed by them on 16 Mar 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.