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Chattel Mortgage

Chattel Mortgage is only available if your vehicle is for predominantly business use. It allows you to borrow the money to purchase your car and make payments back to Bentley Financial Services for the money you borrow. There may be potential tax savings depending on your situation. Consult your accountant or tax advisor on tax implications.

Business loansRates on applicationLender updated 21 Sept 2026

At a glance

Pricing
Rates on application
Fixed
9.27%
Upfront fee
$590

Rates

The one rate Bentley Financial Services Australia publishes for this business loan.

TypeApplies toTermBandRateComparisonConditions
FixedP&I5 yrs fixed-9.27%--

Fees

5 fees published, grouped by when they're charged.

  1. When you take it out$590Loan Establishment Fee
  2. While you hold itNo fee published
  3. When you close it or pay it off$850Early Termination Fee

When you take it out1

  • Loan Establishment Fee
    $590

If a payment is late or fails3

  • Payment Dishonour Fee
    $35
  • Default Notice Fee
    $35
  • Late Payment Fee
    $35

When you close it or pay it off1

  • Early Termination Fee
    $850

Features

  • Deposit Contribution, Balloon, Refinance, Additional Repayments, Payment Options- Weekly/Fortnightly/Monthly. Also, Early Termination Fee is $850 if paid out within 12 months, then reducing evenly ea…

Eligibility and limits

  • Please refer to Bentley Financial Services for more information, this product is available for vehicles acquired predominantly for business purposes, subject to the applicable eligibility assessment,…
  • Please refer to Bentley Financial Services for more information

Published by Bentley Financial Services Australia under the Consumer Data Right, last changed by them on 21 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.