Motor Vehicle Finance
Buying a car is all about a multitude of choices - colours, makes, optional extras and models. If a car gives you freedom of choice, why be limited to a car loan that doesn't offer the same? At BOQ Specialist, we offer a wide choice of tailored motor vehicle financing solutions and go to great lengths to give the financing that's right for you. Not only can we offer competitive car finance interest rates, we can offer flexible repayment structures to suit your needs.
- Pricing
- Rates on application
- Monthly fee
- $25
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Payment Dishonour Fee | Dishonour | $15 | — | Charged each time a cheque or payment made by you is dishonoured |
| Bank Cheque Fee | Event | $10 | — | Charged if sending payment via Bank Cheque (per bank cheque) |
| Escrow Services Fee | Event | Varies | — | An escrow services fee is payable at the end of each escrow agreement you make with us. |
| Settlement Cancellation Fee | Event | $150 | — | Charged if a booked settlement does not proceed |
| Discharge Fee | Exit | Varies | — | $150 (PPSR security) $250 (property) Charged each time a security is discharged (per security) |
| Termination Fee | Exit | Varies | — | Payable if an agreement is terminated before expiration of the term of that agreement |
| Direct Debit Processing Fee | Payment | Varies | — | Charged for each time a direct debit is received from you |
| SWIFT Fee | Payment | $30 | — | Charged if sending payment via SWIFT |
| Monthly Account Keeping Fee | Periodic | $25 | Every 1 mo | — |
| Documentation or Establishment Fee | Upfront | Varies | — | Charged for set up of the Facility |
| Application Reassessment Fee | Variation | $250 | — | Charged when an application is reassessed |
| Break Costs | Variation | Varies | — | Payable if an agreement is terminated before expiration of the term of that agreement |
| Consent to lease Fee | Variation | $395 | — | Charged when a consent to registration of lease and production of Certificate of Title is required |
| Substitution/Assignment/Novation Fee | Variation | Varies | — | $450 plus any applicable External Costs |
| Trust Deed Review | Variation | $220 | — | Charged when a trust deed requires review |
| Variation Fee | Variation | Varies | — | $395 - $950. Charged for any variations made to the loan that need documentation |
- · Can be structured for an individual, company or trust
- · Fixed and variable terms of up to seven years
- · Loans can be structured with or without balloon payments
- · Car loan repayments to suit your cash-flow
- · Competitive car loan interest rates
- · Car finance available for both new and used vehicles
- · Option to finance for business or private use
- · Structured car loan options including car finance lease, hire purchase, chattel mortgages and novated lease
- · Exclusively available to medical, dental, veterinary and accounting professionals
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Published by BOQ Specialist under the Consumer Data Right, last changed by them on 12 Mar 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.